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Real $7,000 Burial Insurance Quotes | With Insider Tips

Written by Choice Mutual | Last updated: August 28, 2017

$7,000 Burial Insurance Quotes

Looking for prices on coverage other than $7,000 in burial insurance coverage? If so, complete the quick quote tool, and you will see custom quotes from a multitude of insurance companies.

Have you been shopping for a final expense life insurance policy with a death benefit of $7,000?

This amount of coverage is actually really common. It’s probably because an average burial costs $7,000-$10,000.

Here’s the best news$7,000 Burial Insurance Quotes

No matter how good or bad your health is, we can help you secure the best burial policy possible regardless of how much coverage you are interested in.

We have lots of companies to choose from, and we will shop the market to find you the best deal.

We have countless clients who bought affordable $7,000 burial plans. It’s not hard to find the best deal on this kind of policy, and we are going to show you why.

Today, we will show you real quotes for $7,000 in coverage from multiple companies, talk about answering health questions versus not answering health questions, and teach you how to spot bad burial insurance websites.

Article Quick Guide

  1. Real Quotes For $7K In Coverage
  2. Burial Policies With Health Questions VS Guaranteed Acceptance Plans
  3. Spotting Bad Burial Insurance Websites


Actual $7,000 Burial Insurance Quotes

Take a look below and you will see some actual prices from 5 different insurance companies.

Here’s are few things to keep in mind about these quotes.

  • They are all non smoker rates. Smokers will absolutely pay more money.
  • Prices are determined by your exact age. The prices below don’t list every single age. We are just trying to give you a general idea of what you might pay. To see what you would pay at your exact age today, use the quote form on this page.
  • The companies below are just a few of the many companies we work with. One of these companies may be best for you. Then again, your health may dictate that we recommend a company not listed here.
$7,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
70$38.34 $51.98
$7,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$7,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$7,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$7,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
55$22.66 $27.14
60$25.66 $33.45
65$31.35 $40.55
75$54.73 $71.49

Burial Policies With Health Questions VS Guaranteed Acceptance Plans

With burial insurance, there are two types of plans. Some plans have health questions and underwriting standards. On the other hand, there are some that have no health questions whatsoever. No health question plans are often called guaranteed issue. They don’t look at your medical history, and they don’t ask you a single question about your health.

Here’s the bottom line

If you want to get the best deal and pay the lowest monthly premium, you must try to qualify for a plan that has health questions. In addition to having a much lower monthly premium, your coverage will protect you immediately.


No health question policies always cost more per month, and they all come with a two year waiting period. That means your policy will not pay a death benefit if you die during the first two years. Instead, the insurance company would simply refund your premiums plus interest.

$7,000 Burial Insurance Quotes

Finding The Right Company Based On Your Health

In essence, you want to identify which final expense companies have health questions where you would say no to all of them.

Here’s the thing

If you say yes to any health question on any burial insurance application, the insurance company will at minimum charge you more money. In many cases, they will charge you more and impose a limited payout of benefits in the beginning of your policy.

Finding a company that has underwriting where they accept all your health issues is the surest path to the best plan at the lowest rate.

This is where a company like Choice Mutual comes in to help you save a ton of time and money. We will assess your health, so that we can quickly determine which companies are most accepting of all your health conditions.

We would be looking for companies whereby you would answer no to all their health questions.

This is crazy

We have about a 90% success rate of finding clients a company that welcomes all their health issues with open arms. These results are only possible because we work with so many burial insurance companies.


Spotting Bad Burial Insurance Websites

If you go and Google something like “burial insurance” or “buy final expense life insurance”, you will see a ton of search results. Unfortunately, almost every single result you see is inferior for a variety of reasons.

We don’t mean to toot our own horn here, but it’s the truth. There just isn’t any company online like Choice Mutual. We truly are unique.

Here’s the deal

Most websites you see when you search for burial insurance will fall into one of the following categories:

$7,000 Burial Insurance Quotes

1) They Are A Lead Aggregator

This is a website that is designed to do nothing more than to collect your contact information, so they can sell it to multiple agencies and insurance companies. If you give them your info, you will get tons of phone calls. Furthermore, the products sold through these channels are rarely competitive.

2) They Sell Fake Burial Insurance

There are indeed insurance companies that will try to sell you life insurance that expires at a certain age. Chief among them are AARP and Globe Life. Both of these companies sell policies where they expire once you hit a certain age.

3) They Are An Expensive Captive Insurance Company

A captive insurance company merely means they only represent one company and no other. For example, State Farm is a captive company. When you speak with them, all they can offer you is insurance from State Farm. No State Farm agent can sell you insurance from any other company. This is very bad because a lack of choices is never good, and captive companies are frequently very expensive relative to non captive insurance companies.

4) They Sell ONLY Guaranteed Issue Plans

No health question guaranteed life insurance plans are very rarely the best option for most people. The vast majority of folks can qualify for a plan that has health questions with some company. If a company only offers guaranteed issue, you have no opportunity to pay a low rate or get coverage that protects you during the first two years. Nobody should ever default to a guaranteed issue plan. Always try to get a plan with underwriting first.

5) It’s An Article That Gives Bad Advice

Lots of articles will instruct you to look for a company based on their financial ratings or how well known they are. For example, some articles will suggest Colonial Penn because they are well known and trustworthy. While Colonial Penn is indeed very well known and trustworthy, their insurance is terribly overpriced in every circumstance. Articles that give this kind of flawed advice are usually written by authors that have no experience in the final expense life insurance business. It’s like a doctor giving legal advice.

6) They Don’t Specialize In This Kind Of Insurance

It’s incredibly uncommon for agencies to focus solely on this kind of insurance. This is a huge issue because it takes many years to thoroughly learn all the underwriting from all the various insurance companies for this type of insurance. If you don’t live eat and breathe this product, you won’t be equipped to ensure each customer can get the best deal. Most companies that sell burial insurance also sell tons of other lines of insurance. They are jack of trades, and masters of none.


Every single one of these types of websites is very bad news, and puts you at serious risk of overpaying!

Below is an actual screen shot with some notes on it to show you precisely what we mean. We searched the term “Burial Insurance” in Google.


$7,000 Burial Insurance Quotes


What To Expect When Dealing With Us

When you submit your information on our website, it stays here. We don’t sell you information to anyone. We would contact you to learn about your goals and become familiar with your health. This would enable us to identify which burial insurance company will be the best fit for you, and offer you the best deal. We don’t pressure anyone into making a decision. We allow you to decide on your own time when and if you buy.

$7,000 Burial Insurance Quotes

That’s all there is to it with us. If that sounds good to you, call us at 1-800-644-2926. You can also let us call you by filling out the quote form with your phone number.


Choice Mutual is an independent agency licensed in all 50 states including DC. We work with over 20 highly rated final expense life insurance companies, so that we can compare offers from all of them to find you the best deal.

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Web gilley

81 yr old good health male

February 23, 2018 at 8:58 am
    Choice Mutual

    Hi Web,

    Being 81 certainly won’t be an issue. In most states, we can ensure people as old as 89.

    If you are in good health, you will likely qualify for immediate coverage with most companies.

    We sent you an email about this. Basically, we just need to gather some basic data about you to figure out which company would offer you the best policy.

    You can also call us at 1-800-644-2926.

    We look forward to helping you with this!

    February 23, 2018 at 7:13 pm
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