Final Expense Insurance

Affordable Final Expense Insurance At the Lowest Rate Possible

No Medical Exam Required. Applicants 45-89 may qualify for up to $40,000 in Permanent Coverage.

No Money Due Up Front

You won’t need to make a payment when you do your application. Regardless of when we do your application, you can choose when your payments start.

No Medical Exam Required

You’ll never have to take a physical or medical exam to qualify. Most applicants are approved in less than 15 minutes.

Fixed Monthly Payments For Life

Our premiums can never rise with age. Even if you live to be 110, your payment will remain the same.

Lifetime Coverage That Cannot Expire At Any Age

Your policy will never cancel due to age. As long as you continue to make your premium payments, your coverage will last forever.

Coverage Can’t Decrease In Value

The amount of protection you purchase cannot decrease overtime. It will remain the same forever.

No Waiting Period Plans Available

We have many insurance companies that offer immediate coverage with no waiting period. You must qualify for immediate coverage, and over 90% of our applicants do.

Policy Details

Final expense whole life insurance policies from Choice Mutual insurance agency feature a number of benefits to accommodate your unique needs.

  • No exam required to qualify
  • Immediate coverage plans (no waiting period) available
  • Premiums never increase
  • Policy never expires at any age
  • Coverage can’t decrease
  • Tax free cash payout directly to beneficiaries
  • No restrictions how money is used
  • Builds cash value for future growth

Who is Choice Mutual?

Choice Mutual is a nationwide independent insurance agency that represents over 15 different final expense insurance companies. We shop plans from all the top carriers in your state to find you the lowest rate possible.
Our services are free and the insurance you buy through us to does not cost you more.

In fact, burial insurance plans are not sold directly by insurance companies. You must buy them through an agency. Our only goal is to answer your questions, and help you find the most affordable peace of mind possible.

We have hundreds of 5-star reviews online. Check them out to see what other Choice Mutual customers had to say after dealing with us.

Choice Mutual BBB Business Review

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