No Medical Exam Required. Applicants 45-89 may qualify for up to $40,000 in Permanent Coverage.
No Money Due Up Front
You won’t need to make a payment when you do your application. Regardless of when we do your application, you can choose when your payments start.
No Medical Exam Required
You’ll never have to take a physical or medical exam to qualify. Most applicants are approved in less than 15 minutes.
Fixed Monthly Payments For Life
Our premiums can never rise with age. Even if you live to be 110, your payment will remain the same.
Lifetime Coverage That Cannot Expire At Any Age
Your policy will never cancel due to age. As long as you continue to make your premium payments, your coverage will last forever.
Coverage Can’t Decrease In Value
The amount of protection you purchase cannot decrease overtime. It will remain the same forever.
No Waiting Period Plans Available
We have many insurance companies that offer immediate coverage with no waiting period. You must qualify for immediate coverage, and over 90% of our applicants do.
Final expense whole life insurance policies from Choice Mutual insurance agency feature a number of benefits to accommodate your unique needs.
- No exam required to qualify
- Immediate coverage plans (no waiting period) available
- Premiums never increase
- Policy never expires at any age
- Coverage can’t decrease
- Tax free cash payout directly to beneficiaries
- No restrictions how money is used
- Builds cash value for future growth