Which Companies Offer Burial Insurance In New Hampshire?
Because insurance (all types) is regulated by each state, burial insurance policies in the nation vary by state. Below is an outline of which burial insurance companies offer plans in New Hampshire.
Y2 50% payout,
Y3+ full benefits
How Much Does Final Expense Insurance Cost In New Hampshire?
Expect to pay approximately $50-$100 per month for a final expense policy. Below are some sample prices; however, please note that multiple variables, such as age and gender, will determine the exact cost.
How Do Burial Insurance Plans Work?
Burial insurance is a marketing term that describes a specific type of whole life insurance, designed to cover your funeral and other end-of-life expenses. These policies don’t require medical exams, and seniors with pre-existing health issues won’t be precluded from obtaining a new policy.
The premiums and coverage always stay the same, and the coverage will remain in force indefinitely.
When you die, the insurance company will pay the death benefit in the form of cash (tax-free) to your loved ones. They can spend the money with no restrictions and are able to keep whatever funds are left over.
Some companies offer policies with no waiting period, which means you’re fully protected for natural or accidental death when your policy begins. To qualify for an immediate coverage plan, you must apply for a policy that has health questions.
On the other hand, there are policies with no health questions that guarantee approval. Guaranteed approval plans always have a 24-month waiting period, whereby death during this time will result only in a refund of your premiums.
How Much Does A Funeral Cost In New Hampshire?
| Service Type | Average Cost |
|---|---|
| Burial Service | $8,985 |
| Direct Burial (No Service) | $5,339 |
| Cremation Service | $7,023 |
| Direct Cremation (No Service) | $2,190 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
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The Free Look Period In New Hampshire And The FTC Funeral Rule
In New Hampshire, residents have the guaranteed right to return a policy within ten days of receipt and receive a full refund. Often called a “free-look” provision, this clause protects consumers from being scammed or if they simply change their mind.
When planning a funeral, the FTC Funeral Rule can be helpful as it governs funeral homes. First, it requires funeral homes to provide written and transparent prices upon request. Also, they cannot force you to choose only from pre-planned funerals. You can choose only which products and services you want. Finally, they must allow you to import products bought from outside sources.
- Nationally licensed life insurance agent with over 16 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 16 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 20 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 20 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 15 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 15 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 20 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 20 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 15 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 15 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
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ten days. https://regulations.justia.com/states/new-hampshire/ins/chapter-ins-400/part-ins-401/section-ins-401-05/
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FTC Funeral Rule. https://consumer.ftc.gov/articles/ftc-funeral-rule
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 01/21/2026.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (01/22/2025-01/22/2026).
- Data sourced from 2023 NFDA General Price List Study.
