Final Expense Insurance Quotes

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You’re about to compare prices among these and more of the nation’s most trusted insurers:
Physicians Mutual logo.
AAA logo.
Mutual of Omaha logo.
Colonial Penn Logo
State Farm Logo
USAA logo.
Aetna logo.
AARP logo in red and white, displayed on Choice Mutual homepage.
New TruStage logo. TruStage logo in white.
Aflac logo.
Lincoln Heritage logo.
AIG logo.

Your Quotes - We Found 10 CompaniesOptions

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A.M. Best Rating
A++ (Superior)
USAA Secure Final Expense Insurance with a Free Trust or Will Package 
  • USAA’s survivor relations team provides human help when it matters most for your family 
  • No waiting period coverage and no exam required 
  • Locked in rates and lifetime coverage 
Policy Amount
$5k - $40k
Issue Range
45-85 yrs.
Medical Exam
Not required
A.M. Best Rating
A++ (Superior)
Trusted Coverage for Over 100 Years
  • Guaranteed Acceptance - no health questions, no medical exam, and cannot be turned down
  • Fixed premiums that don’t increase and lifelong coverage that does not expire
  • Fast claim payments
Policy Amount
$5k - $25k
Issue Range
45-85 yrs.
Medical Exam
Not required
A.M. Best Rating
A++ (Superior)
Special Plans for Seniors 
  • Multiple options: term life, whole life & guaranteed acceptance 
  • Fast online application without talking to an agent 
  • Low starting rates and coverage with no waiting period available 
Policy Amount
$5k - $100k
Issue Range
50-85 yrs.
Medical Exam
Not required
A.M. Best Rating
A++ (Superior)
Best No Medical Exam Life Insurance 
  • Just $1 for the first month- buy direct and save 
  • Fast online application with no agent phone call 
  • Get approved in 10 minutes and be immediately covered upon approval 
Policy Amount
$5k - $100k
Issue Range
18-80 yrs.
Medical Exam
Not required
A.M. Best Rating
A+ (Superior)
Trusted Brand Name by American Families for Decades
  • Final expense whole life coverage with no waiting period options available
  • Lifetime coverage ,fixed premiums & cash value growth 
  • No exam required and high risk medical conditions are acceptable
Policy Amount
$5k - $50k
Issue Range
45-80 yrs.
Medical Exam
Not required
BBB Rating
A+
Best for Quick Comparison of Multiple Providers
  • Allows for easy comparison of policies from top-rated insurers 
  • Accessed to licensed agents to guide you through the process and find the best option 
  • Policies with no waiting period are available 
Policy Amount
Up to $40K
Issue Range
Up to age 85
Medical Exam
Not required
A.M. Best Rating
A (Excellent)
Low Cost Guaranteed Acceptance Coverage
  • No health questions and no exam- guaranteed acceptance 
  • Premiums start at just $9.95 per month 
  • All policies feature a rate lock and coverage lasts your entire life 
Policy Amount
Up to $25K
Issue Range
50-85 yrs.
Medical Exam
Not required
A.M. Best Rating
A (Excellent)
Best for an Online Application
  • Easy online applications for instant approval and no agent phone calls 
  • Choose from term life, whole life or guaranteed acceptance policies 
  • Coverage has no waiting period after approval and first payment 
Policy Amount
$5k - $100k
Issue Range
18-85 yrs.
Medical Exam
Not required
A.M. Best Rating
A+ (Superior)
Guaranteed Acceptance For Seniors
  • Cannot be denied due to pre-existing conditions
  • Buy completely online without having to speak with an agent 
  • Lifetime coverage and rates never increase
Policy Amount
$5k - $25k
Issue Range
50-80 yrs.
Medical Exam
Not required
A.M. Best Rating
A+ (Excellent)
Guaranteed Issue Whole Life Insurance
  • No health questions or exam required - cannot be denied
  • Simple online application- be approved in minutes  
  • Permanent coverage and premiums guaranteed to stay the same
Policy Amount
$5k - $25k
Issue Range
50-80 yrs.
Medical Exam
Not required

Hear what our customers have to say about their Choice Mutual experience.

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Trustpilot
‘Excellent’ rating with 5/5 stars from over 1500+ reviews
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Better Business BureauBBB
Fully accredited with an A+ rating and no complaints
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Google
4.9/5 star rating with 100+ rave customer reviews
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Facebook
A perfect 5-star review average from our clients