Which Companies Offer Burial Insurance In Mississippi?
Insurance is governed by the states rather than the federal government. Because of that, funeral insurance in the USA varies from state to state.
In the table below, you can see a comprehensive list of final expense companies available in Mississippi.
Y2 50% payout,
Y3+ full benefits
How Much Does Burial Insurance Cost In Mississippi?
The exact cost of final expense insurance is a function of your precise age, health, gender, and how much coverage you want. The table below shows some sample monthly quotes.
How Do Final Expense Insurance Plans Work?
Final expense insurance is a type of simplified issue whole life insurance meant to pay for your funeral and other burial costs.
Typically, the coverage amounts are between $2,000 and $ 50,000, but the exact amounts vary by company.
Because it’s a type of life insurance, the policy will ultimately pay cash directly to your family or funeral home.
If the money is paid to your family, they can use it for funeral expenses, medical bills, debts, or any other purpose. Also, they can keep any money they don’t use on your end-of-life expenses.
Whole life insurance always has a fixed premium, and the policy’s face value will never decrease. Additionally, it’s a permanent life insurance policy, so it will last for your entire life and accumulate cash value.
Senior burial insurance plans never require a medical exam to qualify. Some policies require that you fill out a health questionnaire, and some don’t.
Plans with questions can cover you immediately for natural or accidental death. However, ones without questions offer the convenience of guaranteed acceptance, but they come with a two-year waiting period. If you die during the waiting period, the insurance provider will only refund your premiums plus interest.
Also, guaranteed acceptance burial plans are more expensive because the insurer takes a lot of risk insuring your life without knowing about your health.
How Much Does A Funeral Cost In Mississippi?
| Service Type | Average Cost |
|---|---|
| Burial Service | $7,615 |
| Direct Burial (No Service) | $5,005 |
| Cremation Service | $5,858 |
| Direct Cremation (No Service) | $1,994 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
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Keep in mind that your funeral choices greatly impact the overall cost of a funeral.
The Free Look Period In Mississippi And The FTC Funeral Rule
Mississippi mandates that all life insurance policies include a 10-day free look provision. The free look provision grants the policyholder the right to refuse any life insurance policy for any reason and get a refund of any premiums paid.
This law is designed to give consumers peace of mind, knowing that they can change their mind (for any reason) and reverse course, receiving a refund (if they have made any payments).
The FTC Funeral Rule is a federal law that protects consumers who are planning a funeral. It mandates that funeral homes provide you with a written general price list (GPL) that details the cost of all their goods and services. It also grants consumers the right to choose only which products and services they want. They don’t have to accept any packages presented to them.
- Nationally licensed life insurance agent with over 15 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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by the states. https://www.iii.org/publications/commercial-insurance/how-it-functions/regulation
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Mississippi mandates. https://law.justia.com/codes/mississippi/2019/title-83/chapter-7/general-provisions/section-83-7-51/
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FTC Funeral Rule. https://www.ftc.gov/news-events/topics/truth-advertising/funeral-rule
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 08/02/2025.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (08/03/2024-08/03/2025).
- Data sourced from 2023 NFDA General Price List Study.
