About Choice Mutual
Choice Mutual is an insurance agency specializing in funeral insurance for seniors who want peace of mind, knowing their burial costs won’t burden their loved ones.
Licensed in all 50 United States, our independent insurance brokers compare coverage from over 15 highly rated insurance companies to ensure you get the policy that perfectly suits you.
We work towards helping Americans make educated buying decisions when it comes to final expense insurance.
Our team of insurance brokers earn salaries, rather than working on a commission basis which means you can trust they have your best interests at heart.
In 2014, Anthony founded Choice Mutual insurance agency. His extensive expertise in the final expense insurance market, with a remarkable record of personally selling over 7,000 burial insurance policies, equips him with an encyclopedic knowledge of the industry.
Our Recommendation Process
When choosing between final expense insurance policies, there are those with guaranteed approval and no health questions, and those that require you to answer health-related questions to determine your eligibility.
There is a big difference between these two types of insurance plans:
- No health questions: Approval is guaranteed, but there is a 2-year waiting period before coverage takes effect. If you die during the waiting period, your beneficiaries receive a refund of your premiums along with a small amount of interest on the paid premiums.
- Has health questions: To be eligible, you must answer all health questions on the application. The insurance company also analyzes your medication history. These plans may offer immediate coverage or partial coverage, where the insurance company pays out either the complete or a portion of the death benefit within the initial two years. Your eligibility and coverage entirely depend on your health conditions.
When you contact Choice Mutual, our experienced insurance brokers will discuss your health. This enabled us to explore what various insurance companies can offer you, aligning with your budget and preferences.
Our recommendations factor in various considerations, including cost, waiting period, ease of application process, policy flexibility, and overall service quality. We’re dedicated to helping you make an informed choice that suits your unique needs.
Thousands of satisfied customers recommend Choice Mutual for burial insurance to their friends and family members.
Read the sample below or visit our testimonials page to see how we have helped thousands of people achieve peace of mind through the right final expense insurance policy.
Contact Choice Mutual
We want to hear from you. We welcome questions, suggestions, complaints, and inquiries about finding the right burial insurance plan for you.
You can reach in a variety of ways:
Or visit our contact page for all the ways you can reach us.