About Choice Mutual
Choice Mutual is an insurance agency specializing in funeral insurance for seniors who want peace of mind, knowing their burial costs won’t burden their loved ones.
Licensed in all 50 United States, our independent insurance brokers compare coverage from over 15 highly rated insurance companies to ensure you get the policy that perfectly suits you.
We are genuinely committed to producing accurate and helpful content only written by human life insurance experts. Under no circumstance have we, nor would we ever, use AI tools to modify or create written materials, videos, or images. Discounting the rare occurrence of natural human error, you can trust that anything you read on choicemutual.com is factual and that our advice is trustworthy. Read our editorial policy for more context about how we craft content.
Funeral insurance is Choice Mutual’s exclusive focus. We believe it is better to be experts at one type of insurance rather than mediocre at many. Our fully licensed insurance brokers will answer all your questions and offer personalized recommendations based on your unique circumstances. If you’re in the research phase and not ready to speak with an agent, you can read expert advice on our blog, which addresses all things final expense insurance in depth.
As an independent insurance agency, we can offer policies from over 15 reputable insurance companies. Our vast array of policy options allows you to easily compare rates and coverage to make an informed decision and secure the best policy at the lowest price.
Your needs are the top priority of our respectful and knowledgeable insurance brokers. From guiding you in choosing a final expense insurance plan, to assisting with the application process, to ensuring you receive your policy promptly, we are here to support you. Even after you purchase your burial insurance policy, you can call or email as needed. This superior service is how we’ve earned 5-star reviews from thousands of satisfied customers.
We service the entire nation. Regardless of your location in the United States, including Washington DC, you can explore policy options and apply for final expense insurance directly on our easy-to-use website or mobile app. If you need assistance, please give us a call.
Our brokerage services are available to you for free. Insurance companies compensate us with a commission for each policy sold. There are no broker fees, extra premiums or hidden costs when you buy a burial insurance policy with Choice Mutual. On the contrary, you’ll save money because our ability to compare multiple companies side-by-side ensures you’ll secure the best deal possible.
Our People
We work towards helping Americans make educated buying decisions when it comes to final expense insurance.
Our team of insurance brokers earn salaries, rather than working on a commission basis which means you can trust they have your best interests at heart.
In 2014, Anthony founded Choice Mutual insurance agency. His extensive expertise in the final expense insurance market, with a remarkable record of personally selling over 7,000 burial insurance policies, equips him with an encyclopedic knowledge of the industry.
Our Recommendation Process
When choosing between final expense insurance policies, there are those with guaranteed approval and no health questions, and those that require you to answer health-related questions to determine your eligibility.
There is a big difference between these two types of insurance plans:
- No health questions: Approval is guaranteed, but there is a 2-year waiting period before coverage takes effect. If you die during the waiting period, your beneficiaries receive a refund of your premiums along with a small amount of interest on the paid premiums.
- Has health questions: To be eligible, you must answer all health questions on the application. The insurance company also analyzes your medication history. These plans may offer immediate coverage or partial coverage, where the insurance company pays out either the complete or a portion of the death benefit within the initial two years. Your eligibility and coverage entirely depend on your health conditions.
When you contact Choice Mutual, our experienced insurance brokers will answer all your questions and concerns. Then, we will ask you some basic health questions, which allows us to pinpoint what every insurance company will offer you. Then, we will present you with various options that best align with your budget and preferences. You decide how and when to proceed, if at all.
Our recommendations factor in various considerations, including cost, waiting periods, ease of application process, policy flexibility, and overall service quality. We’re dedicated to helping you make an informed choice that suits your unique needs.
Customer Reviews
Thousands of satisfied customers recommend Choice Mutual for burial insurance to their friends and family members.
Read the samples below or visit our testimonials page to see how we have helped thousands of people achieve peace of mind through the right final expense insurance policy.
Contact Choice Mutual
We want to hear from you. We welcome questions, suggestions, complaints, and inquiries about finding the right burial insurance plan for you.
You can reach in a variety of ways:
Phone: 1-800-644-2926
Email: help@choicemutual.com
Fax: 1-855-362-5433
Or visit our contact page for all the ways you can reach us.