About Choice Mutual

Choice Mutual is an insurance agency specializing in funeral insurance for seniors who want peace of mind, knowing their burial costs won’t burden their loved ones.

Licensed in all 50 United States, our independent insurance brokers compare coverage from over 15 highly rated insurance companies to ensure you get the policy that perfectly suits you.

Why choose Choice Mutual for your burial insurance:
Exceptional Service
Your needs are the top priority of our respectful and knowledgeable insurance brokers. From guiding you in choosing a final expense insurance plan, to assisting with the application process, to ensuring you receive your policy promptly, they are here to support you. Even after you purchase your burial insurance policy, you can call or email as needed. This superior service is how we’ve earned 5-star reviews from thousands of satisfied customers.
Specialist Level Expertise
Funeral insurance is Choice Mutual’s exclusive focus. Our fully licensed insurance brokers will answer all your questions and offer personalized recommendations based on your unique circumstances. If you’re in the research phase, you can read expert advice on our blog.
Independent Comparison
As an independent insurance agency, we can access policies from over 15 reputable insurance companies. Our vast array of policy options allows you to easily compare rates and coverage to make an informed decision.
Convenience from Anywhere
Regardless of your location in the United States, including Washington DC, you can explore policy options and apply for final expense insurance directly on our easy-to-use website or mobile app. If you need assistance, please give us a call.
No Cost to Clients
Our brokerage services are available to you for free. Insurance companies compensate us with a commission for each policy sold. However, there are no broker fees, extra premiums or hidden costs when you buy a burial insurance policy with Choice Mutual. On the contrary, you’ll save money by being able to easily compare multiple insurance policies to find the best deal.

Our People

We work towards helping Americans make educated buying decisions when it comes to final expense insurance.

Our team of insurance brokers earn salaries, rather than working on a commission basis which means you can trust they have your best interests at heart.

Anthony Martin - Choice Mutual

Leading our team of 14 employees is Anthony Martin, the CEO of Choice Mutual. He earned his insurance license in 2010 and gained valuable experience at well-respected insurance companies, including Mutual of Omaha and many others.

In 2014, Anthony founded Choice Mutual insurance agency. His extensive expertise in the final expense insurance market, with a remarkable record of personally selling over 7,000 burial insurance policies, equips him with an encyclopedic knowledge of the industry.

Our Recommendation Process

When choosing between final expense insurance policies, there are those with guaranteed approval and no health questions, and those that require you to answer health-related questions to determine your eligibility.

There is a big difference between these two types of insurance plans:

  1. No health questions: Approval is guaranteed, but there is a 2-year waiting period before coverage takes effect. If you die during the waiting period, your beneficiaries receive a refund of your premiums along with a small amount of interest on the paid premiums.
  2. Has health questions: To be eligible, you must answer all health questions on the application. The insurance company also analyzes your medication history. These plans may offer immediate coverage or partial coverage, where the insurance company pays out either the complete or a portion of the death benefit within the initial two years. Your eligibility and coverage entirely depend on your health conditions.

When you contact Choice Mutual, our experienced insurance brokers will discuss your health. This enabled us to explore what various insurance companies can offer you, aligning with your budget and preferences.

Our recommendations factor in various considerations, including cost, waiting period, ease of application process, policy flexibility, and overall service quality. We’re dedicated to helping you make an informed choice that suits your unique needs.

Customer Reviews

Thousands of satisfied customers recommend Choice Mutual for burial insurance to their friends and family members.

Read the sample below or visit our testimonials page to see how we have helped thousands of people achieve peace of mind through the right final expense insurance policy.

‘Excellent’ rating with 5/5 stars from 1200+ reviews
Better Business Bureau
Fully accredited with an A+ rating and no complaints
4.9/5 star rating with 100+ customer reviews
A perfect 5-star review average from our clients
Very professional and courteous service
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Don't go anywhere else for your insurance needs on this type of policy. This was so easily completed with ample opportunity to ask plenty of questions and get your needs met. Great peace of mind knowing everything was done by a professional who knows his business inside aand out, affordable products to choose from, and great ease of application process.
Anthony was so patient
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Recently I had the pleasure of buying an insurance policy from Anthony, and it was a new experience in customer service. Anthony, was so patient with me in the process of completing the application over the phone, and made sure that I fully understood the terms of the policy . Your Company should be very proud to have him as an employee
What an easy process
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I had no idea what I was doing and I’m so thankful that Anthony Martin was the one that helped me. He is so personable, knowledgeable and made the process so easy! I’m thrilled that my policy was completed in less than 30 minutes. What a relief to work with someone that cares and knows their profession! Thank you so much!

Contact Choice Mutual

We want to hear from you. We welcome questions, suggestions, complaints, and inquiries about finding the right burial insurance plan for you.

You can reach in a variety of ways:

Phone: 1-800-644-2926
Email: help@choicemutual.com
Fax: 1-855-362-5433

Or visit our contact page for all the ways you can reach us.