Which Companies Offer Burial Insurance In Wyoming?
Life insurance is governed by each state rather than the federal government. It’s for this reason that final expense policies in the United States can and do vary somewhat from state to state. Below is a comprehensive breakdown of which companies offer plans in Wyoming.
How Much Does Final Expense Insurance Cost In Wyoming?
The cost of a final expense policy is based on many factors, such as your state of residence, health history, gender, age, and how much coverage you desire.
How Do Burial Insurance Plans Work?
Final expense life insurance is a particular type of whole life policy used to cover your funeral costs. The whole point is to ensure you don’t leave your family with the financial burden of unpaid funeral expenses.
When you pass away, the insurance company will pay your family the money to settle your final bills.
One of the most unique aspects of a final expense policy is the lenient underwriting. Seniors with pre-existing conditions can always obtain a new policy. There are two basic options with most companies:
- Simplified issue: No medical exam is required, but you must complete a health questionnaire. If approved, you’re fully insured for natural or accidental death the day you make your first payment.
- Guaranteed issue: No medical exam is required, nor do you have to answer health questions. Because approval is guaranteed and the insurer knows nothing about your health, there will always be a two-year waiting period. If you die during the waiting period, the insurance provider will only give your beneficiaries the money you’ve paid in.
Since final expense insurance is a type of whole life insurance, the coverage lasts for your entire life, and the price cannot increase.
How Much Does A Funeral Cost In Wyoming?
| Service Type | Average Cost |
|---|---|
| Burial Service | $7,390 |
| Direct Burial (No Service) | $5,082 |
| Cremation Service | $5,505 |
| Direct Cremation (No Service) | $2,550 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
|
The Free Look Period In Wyoming And The FTC Funeral Rule
In Wyoming, there is no requirement that a policy have a “free-look” period. That said, most insurers voluntarily include this provision in their policies. A free look provision entitles the policy owner to cancel and receive a refund if they’ve made a payment.
Regarding funeral planning, the FTC governs funeral homes via the Funeral Rule. This rule protects consumers in the following ways:
- Funeral homes cannot refuse products from outside sources. For example, if you buy an urn online, you can have it shipped to the funeral home. They must accept it and cannot charge you an extra fee for doing so.
- They must provide you with a detailed price printout before accepting payment for services.
- You don’t have to settle for pre-packed funerals. Instead, you get to pick and choose whatever you want.
- Nationally licensed life insurance agent with over 15 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
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Funeral Rule. https://www.ftc.gov/system/files/documents/plain-language/565a-complying-with-funeral-rule_2020_march_508.pdf
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 10/13/2025.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (10/14/2024-10/14/2025).
- Data sourced from 2023 NFDA General Price List Study.
