• Life & Final Expense
    Insurance
    Policy Types
    • Final Expense Insurance
    • No Waiting Period Life & Burial
    • Guaranteed Acceptance
    • Cremation Insurance
    • Whole Life Insurance
    • Term Life Insurance
    • Instant Life Insurance
    • Mortgage Protection Insurance
    • Children’s Life Insurance
    Life Insurance Explained
    Compare all types of life insurance to find the right product for you
    Elderly woman and man hugging, holding yellow flowers, smiling warmly.
    Cost Overview
    • Burial Insurance Rates
    • Whole Life Insurance Rates
    • Term Life Insurance Rates
    Cost by Coverage
    • $5,000
    • $10,000
    • $15,000
    • $20,000
    • $25,000
    • $30,000
    • $40,000
    • $50,000
    • $75,000
    • $100,000
    Getting Affordable Coverage
    Learn how much life insurance costs based on policy type and coverage amount
    Elderly man smiling while talking on a smartphone indoors
    Helpful Senior Articles
    • Seniors Over 80
    • Seniors Over 85
    • Life Insurance For Seniors With No Medical Exam
    • What Is The Age Limit For Life Insurance?
    Featured Article
    Comprehensive Guide To Burial Insurance For Seniors
    Elderly couple dancing and smiling together in a bright kitchen
    Elderly couple smiling and dancing together indoors
    Guide To Senior Policies
    Learn all about life insurance for seniors and how each type of policy works
    Elderly woman smelling bright yellow flowers with closed eyes.
    Coverage for Others
    • Grandparents
    • Siblings
    • Any Family Member
    • How To Find Out If Someone Has Life Insurance
    Featured Article
    Getting Life & Burial Insurance For Your Parents
    Older woman and younger woman smiling and embracing on couch
    Older woman and younger woman smiling and embracing on couch
    Can I Insure My Family Member?
    Learn about the process and requirements for getting life insurance for loved ones
    Two elderly men warmly embracing each other outdoors
    State-by-State Policies
    • Texas
    • Florida
    • California
    • Georgia
    • Alabama
    • New York
    • Nevada
    • Michigan
    • North Carolina
    • Virginia
    • Louisiana
    • Illinois
    • Pennsylvania
    • Ohio
    • Tennessee
    • Mississippi
    Insurance In Every State
    Compare life insurance by state to see the companies and policies near you
    Elderly couple hiking with trekking poles in mountainous landscape
    Coverage by Condition
    • Disabilities
    • COPD
    • Cancer
    • Kidney Disease
    • HIV
    Featured Article
    Guide To Getting Coverage With Diabetes
    Elderly woman with gray hair thoughtfully looking out window indoors
    Elderly woman with gray curly hair, wearing striped shirt, thoughtful pose
    Life Insurance With Risk Factors
    Learn how people with pre-existing conditions can quality for various policies
    Elderly couple smiling and looking at smartphone together on couch.
  • Company
    Reviews
    Reviews of Popular Companies
    • Colonial Penn
    • AARP
    • Lincoln Heritage
    • Globe Life
    • TruStage
    • Mutual of Omaha
    • State Farm
    • Aflac
    Featured Article
    Best Burial Insurance Companies Of 2026 Reviewed And Compared
    Elderly couple laughing and holding hands outdoors at sunset
    Elderly couple laughing and holding hands outdoors
    Find Final Expense Insurance
    Instantly compare prices from 20+ companies to find the best policy for you.
    Get Quotes Now
    Explore allAll Life Insurance Companies Reviews
  • Funeral
    Resources
    Planning Guidance
    • Cremation Cost Guide
    • Prepaid Funerals
    • How To Pay For A Funeral
    • How To Plan Your Own Funeral
    Featured Article
    How Much Does A Funeral Cost?
    Older man smiling while using laptop indoors
    Elderly man smiling while using a laptop computer.
    Funeral Cost Calculator
    Estimate your current and future final expenses
    Screenshot of the Choice Mutual Funeral Cost Calculator
    Explore allAll End of Life resources
  • LearnAbout Us
    • About Choice Mutual
    • Our Licenses
    • Our Review Methodology
    • Original Research
    • Testimonials
    • Editorial Standards
    • FAQs
    • Life Insurance Tools
    Free Mobile App
    Get quotes 25+ companies right from your phone, no sign-up required
    Learn More about our mobile app
    Smartphone displaying the free Choice Mutual app
    We’re here to help.
    Get in touch with one of our friendly licensed agents by phone, email, or our message form.
    Contact Us
    Airplane icon
Speak to a licensed agent: 800-644-2926
  • Life & Final Expense
    Insurance
    • Coverage Options
      Policy Types
      • Final Expense Insurance
      • No Waiting Period Life & Burial
      • Guaranteed Acceptance
      • Cremation Insurance
      • Whole Life Insurance
      • Term Life Insurance
      • Instant Life Insurance
      • Mortgage Protection Insurance
      • Children’s Life Insurance
      Life Insurance Explained
      Compare all types of life insurance to find the right product for you
      Elderly woman and man hugging, holding yellow flowers, smiling warmly.
    • Insurance Cost
      Cost Overview
      • Burial Insurance Rates
      • Whole Life Insurance Rates
      • Term Life Insurance Rates
      Cost by Coverage
      • $5,000
      • $10,000
      • $15,000
      • $20,000
      • $25,000
      • $30,000
      • $40,000
      • $50,000
      • $75,000
      • $100,000
      Getting Affordable Coverage
      Learn how much life insurance costs based on policy type and coverage amount
      Elderly man smiling while talking on a smartphone indoors
    • For Seniors
      Helpful Senior Articles
      • Seniors Over 80
      • Seniors Over 85
      • Life Insurance For Seniors With No Medical Exam
      • What Is The Age Limit For Life Insurance?
      Featured Article
      Comprehensive Guide To Burial Insurance For Seniors
      Elderly couple dancing and smiling together in a bright kitchen
      Elderly couple smiling and dancing together indoors
      Guide To Senior Policies
      Learn all about life insurance for seniors and how each type of policy works
      Elderly woman smelling bright yellow flowers with closed eyes.
    • For Loved Ones
      Coverage for Others
      • Grandparents
      • Siblings
      • Any Family Member
      • How To Find Out If Someone Has Life Insurance
      Featured Article
      Getting Life & Burial Insurance For Your Parents
      Older woman and younger woman smiling and embracing on couch
      Older woman and younger woman smiling and embracing on couch
      Can I Insure My Family Member?
      Learn about the process and requirements for getting life insurance for loved ones
      Two elderly men warmly embracing each other outdoors
    • Coverage by State
      State-by-State Policies
      • Texas
      • Florida
      • California
      • Georgia
      • Alabama
      • New York
      • Nevada
      • Michigan
      • North Carolina
      • Virginia
      • Louisiana
      • Illinois
      • Pennsylvania
      • Ohio
      • Tennessee
      • Mississippi
      Insurance In Every State
      Compare life insurance by state to see the companies and policies near you
      Elderly couple hiking with trekking poles in mountainous landscape
    • Pre-Existing Conditions
      Coverage by Condition
      • Disabilities
      • COPD
      • Cancer
      • Kidney Disease
      • HIV
      Featured Article
      Guide To Getting Coverage With Diabetes
      Elderly woman with gray hair thoughtfully looking out window indoors
      Elderly woman with gray curly hair, wearing striped shirt, thoughtful pose
      Life Insurance With Risk Factors
      Learn how people with pre-existing conditions can quality for various policies
      Elderly couple smiling and looking at smartphone together on couch.
  • Company
    Reviews
    Reviews of Popular Companies
    • Colonial Penn
    • AARP
    • Lincoln Heritage
    • Globe Life
    • TruStage
    • Mutual of Omaha
    • State Farm
    • Aflac
    Featured Article
    Best Burial Insurance Companies Of 2026 Reviewed And Compared
    Elderly couple laughing and holding hands outdoors at sunset
    Elderly couple laughing and holding hands outdoors
    Find Final Expense Insurance
    Instantly compare prices from 20+ companies to find the best policy for you.
    Get Quotes Now
    Explore allAll Life Insurance Companies Reviews
  • Funeral
    Resources
    Planning Guidance
    • Cremation Cost Guide
    • Prepaid Funerals
    • How To Pay For A Funeral
    • How To Plan Your Own Funeral
    Featured Article
    How Much Does A Funeral Cost?
    Older man smiling while using laptop indoors
    Elderly man smiling while using a laptop computer.
    Funeral Cost Calculator
    Estimate your current and future final expenses
    Screenshot of the Choice Mutual Funeral Cost Calculator
    Explore allAll End of Life resources
  • LearnAbout Us
    • About Choice Mutual
    • Our Licenses
    • Our Review Methodology
    • Original Research
    • Testimonials
    • Editorial Standards
    • FAQs
    • Life Insurance Tools
    Free Mobile App
    Get quotes 25+ companies right from your phone, no sign-up required
    Learn More about our mobile app
    Smartphone displaying the free Choice Mutual app
    We’re here to help.
    Get in touch with one of our friendly licensed agents by phone, email, or our message form.
    Contact Us
    Airplane icon
  • See Child Quotes
Speak to a licensed agent: 800-644-2926
  1. Home
  2. Funeral Resources

Funeral Resources

From cost breakdowns to grief support, we have guidance on everything involved in funeral planning.

Funeral Cost Chart
Featured
How Much Does a Funeral Cost?
A detailed breakdown of how much a funeral costs in each state for all types of funerals, including future price estimates that account for inflation.

HELPFUL TOOL HELPFUL TOOL
Planning Your Own Funeral: 10-Step Guide and Checklist
Planning ahead for your funeral is a truly thoughtful gift for your loved ones. With your wishes in hand, they can feel confident about making decisions for your final tribute without guessing at what you would have wanted.
Read the guide
Graph 1
Graph 2
Graph 3
Read the guide
Special Background

Cost Comparisons & Guidance

Donut chart showing the itemized cost of all the factors involved in a cremation, which total ,280 on average
How Much Does Cremation Cost?
9 minute read
Graphic with icons representing factors involved in cremation costs, including the cremation itself, casket, and urn, and factos involved in burial cost, including remains transfer, hearse, buial casket, and burial vault
Cremation Vs. Burial: Costs And How To Choose
3 minute read
Graphic titled "Burial Plot Costs & Savings Tips" showing factors that impact the cost of a funeral
How Much Does A Burial Plot Cost? Options And Savings Tips
4 minute read
Graphic with title "Medicaid Funeral Assistance by State" showing a map of the US with states highlighted to indicate the types of benefits they offer, and icons of different types of people who may be eligible for benefits, including seniors, children, pregnant people, people with disabilities, and low income adults
Medicaid Funeral Assistance: Burial And Cremation Benefits By State
3 minute read
A donut chart graphic showing the percentage breakdown of funeral costs. The chart states that they add to an average of ,995 and is titled "How to pay for a funeral".
How To Pay For A Funeral + Arrangement Resources
6 minute read
Graphic titled "The Good and Bad of Prepaid Funeral Plans", listing some of the pros and cons
How Prepaid Funeral Plans Work: Coverage + Pros & Cons
11 minute read
Green Burial Cost Infographic
How Much Does A Green Burial Cost?
3 minute read
Tree Pod Burial Infographic
Tree Pod Burial: How It Works, Cost & Legality
3 minute read
Close-up shot of the hands of an elderly white person holding the hand of an elderly Black person
33 Funeral Prayers, Bible Verses, And Poems To Help Through A Difficult Time
7 minute read
Hispanic woman leaning over the arm of a leather couch with a serious or sad expression, with a senior man looking over at her in the background
The Most Common Funeral Scams & How To Avoid Them
5 minute read
Graphic displaying many elements of a military funeral, including military honors like the "taps" transformation, three rifle volley, 13 folds for old glory, color guard, and military flyover
Guide: How To Plan A Military Funeral Service For Veterans
3 minute read
Graphic titled "Tax-Deductible Funeral Expenses & Other Cost Savings," displaying a list of recommendations to cut costs
Are Funeral Expenses Tax-Deductible? Yes, But Only for Estates
4 minute read

Choice Mutual Logo Choice Mutual Logo
675 W Moana Lane
Suite 101
Reno, NV 89509
Get in Touch
800-644-2926
Monday – Friday
8AM - 5PM PST
Insurance Plans
  • Final Expense Insurance
  • Cremation Insurance
  • Guaranteed Acceptance
  • No Waiting Period Life & Burial
  • Whole Life Insurance
  • Term Life Insurance
  • Instant Life Insurance
Resources
  • Insurance Quotes Calculator
  • Funeral Cost Calculator
  • Insurance Glossary
  • FAQs
About
  • Why Choice Mutual?
  • Customer Testimonials
  • Editorial Standards
  • Insurance Review Methodology
  • Mobile App
  • Careers
  • Contact Us
Follow Us


4.9/5
1500+ reviews
Choice Mutual BBB Business Review

Get the app Download on the App Store Get it on Google Play Available at Amazon Appstore Available at Samsung Store

Choice Mutual specializes in final expense insurance for seniors who want peace of mind knowing their funeral expenses won’t burden their loved ones. We partner with multiple providers so we can compare dozens of plans side by side to find the best value for each customer.

  • Terms of Use
  • Privacy Policy
  • Licenses
  • Do Not Sell
  • Disclosures

This website is for U.S. persons only. Information contained on this site does not and is not intended to constitute an advertisement, solicitation, or offer for sale in any jurisdiction outside the United States, where such use would be prohibited or otherwise regulated.

Choice Mutual® is a registered trademark of Choice Mutual Inc. No part of this website may be copied, published, faxed, mailed, or distributed in any manner without prior written consent from the website owner.

© Copyright 2026, Choice Mutual®. All Rights Reserved.

Leave a Message Leave a Message ×

We’re always happy to offer our guidance.
Fill our the form and we’ll contact you shortly.


By pressing "Submit" you agree to our privacy policy and consent to have an agent from our partner Heartland Financial Group contact you by email, phone call, text/SMS message at the phone number and email you provide. Consent isn’t a condition to purchase our products.