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Choice Mutual Disclaimer

Choice Mutual is a licensed independent insurance agency licensed to sell insurance in all 50 U.S. states including DC. Choice Mutual does not underwrite any insurance that appears on our website. Insurance quotes appearing on this website are non-binding. While we have done our best to ensure all rates shown are accurate; human error is a possibility. In the rare event we made a mistake regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website.

Not all products are available in all states. Product eligibility for each carrier varies depending on the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions.

Whole life final expense insurance available through Choice Mutual insurance agency may be underwritten by any of the following insurance companies: AIG, American Amicable, American Continental Life Insurance Company (Aetna), American Home Life, Americo, Assurity, Baltimore Life, Foresters Financial, Gerber Life, Great Western, Kemper, Liberty Bankers Life, United of Omaha (Mutual of Omaha), Pekin Life, Prosperity Life Group, Royal Neighbors of America, Sentinel Security Life, or Transamerica.

By submitting a quote or contact request through any of our contact or quote forms, you agree to Choice Mutual’s privacy policy. Furthermore, you also consent and expect to be contacted via text, email and phone by a licensed agent of Choice Mutual which may be may be conducted using automated dialing technology.

By submitting a request to apply for children’s whole life insurance from United of Omaha, you agree to our privacy policy and the terms of use. Furthermore, you certify that your answers in the application are true and complete. You also understand that inaccurate responses may void the application. You understand that the information you provide in the application will be sent directly to United of Omaha for processing. The company makes no guarantee your application will be issued. Coverage is subject to underwriting approval. By clicking the “Esign & Submit” button, you consent to being contacted via text, SMS message, phone, US mail, and email. You understand that calls, texts, and SMS messages may be delivered via automated dialing technology. Usually, it is unnecessary to contact you about your United of Omaha children’s whole life insurance application. However, if United of Omaha should require rectification of an underwriting requirement, only then will a Choice Mutual agent contact you to ensure your policy is approved and issued in a timely manner.

Under no circumstances will Choice Mutual share or sell your information with a third party without your consent.

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