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Choice Mutual is an independent insurance agency licensed to sell insurance in all 50 US states, including DC. Choice Mutual does not underwrite any insurance that appears on our website. Insurance quotes appearing on this website are non-binding. While we have done our best to ensure all rates shown are accurate, human error is a possibility. In the rare event we made a pricing mistake, the carrier’s rates will always supersede whatever rate appears on our website.

Not all products are available in all states. Product eligibility for each carrier varies depending on the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans with no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions.

Any of the following insurance companies may underwrite insurance available through Choice Mutual insurance agency: AIG, American Amicable, American Continental Life Insurance Company (Aetna), Accendo Life Insurance Company (Aetna), American Home Life, Americo, Baltimore Life, Columbian Financial Group, Foresters Financial, Gerber Life, Great Western, Guarantee Trust Life, Liberty Bankers Life, Nationwide, Mutual of Omaha (United of Omaha), Prosperity Life Group, Royal Neighbors of America, or Transamerica.

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