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Choice Mutual Disclaimer

Choice Mutual is a licensed independent insurance agency licensed to sell insurance in all 50 U.S. states including DC. Choice Mutual does not underwrite any insurance that appears on our website. Insurance quotes appearing on this website are non-binding. While we have done our best to ensure all rates shown are accurate; human error is a possibility. In the rare event we made a mistake regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website.

Not all products are available in all states. Product eligibility for each carrier varies depending on the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions.

Whole life final expense insurance available through Choice Mutual insurance agency may be underwritten by any of the following insurance companies: AIG, American Amicable, American Continental Life Insurance Company (Aetna), Accendo Life Insurance Company (Aetna), American Home Life, Americo, Baltimore Life, Columbian Financial Group, Foresters Financial, Gerber Life, Great Western, Liberty Bankers Life, United of Omaha (Mutual of Omaha), Prosperity Life Group, Royal Neighbors of America, or Transamerica.

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