Final Expense Insurance GET QUOTES
Instant Final Expense Quotes
  • Male Female
    Yes No
All rates are subject to underwriting approval. By pressing the "Get Quotes Now" button, you agree to Choice Mutual's privacy policy, and consent to a licensed agent of Choice Mutual to contact you at the phone number(s) you provide. We will not share your information with another entity.

Sample Burial Insurance Rates for 51 Year Olds

Written by Choice Mutual | Last updated: August 20, 2017

If you would rather compare quotes from all the top burial insurance companies in your state, fill out the quote form. You will see real accurate prices from many different companies. It will allow you to see which insurance company will offer you the best price on your final expense.

Did you know that Julia Child began her PBS cooking show at the age of 51? You, like her, are capable of doing anything you want at this age. In regards to burial insurance, you are at a wonderful age to secure some really low rates. This article will showcase some sample burial Insurance rates for 51 year olds, and some common burial insurance schemes to watch out for.Sample Burial Insurance Rates for 51 Year Olds

If you are on our website, you are most likely doing your research before you buy a final expense policy. However you found us, it was for a reason. You will not find a more comprehensive and helpful burial insurance resource on the web.


Burial Insurance Pitfalls To Avoid

First of all, not all burial insurance plans are created equally. We only deal with real burial insurance. One of the many cool parts about burial insurance is their simplicity. First, they are always whole life. For this reason, they cannot expire at any age. In addition, the monthly payments cannot increase, and the payments can’t decrease.

What you need to look out for is stuff you see on TV and through the mail. For example, companies like AARP will try to sell you a life insurance policy that expires once you turn 80. Additionally, their temporary life insurance plan has rate increases as you get older. All too often we have spoken to folks who had no clue their AARP plan would expire. We don’t want to see you left high and dry so watch out for them.

Globe Life is another such company that does the same thing. You probably get their mail all the time. Basically, once you turn 50, they begin mailing you advertisements for their temporary life. Their policy operates in a similar fashion like AARP. The monthly payment increases as you get older, and one day it will completely expire. However, what usually happens with a Globe policy is you get priced out of the coverage altogether. After the age of 75, the monthly payments typically become unaffordable for most people. In effect, they lose their coverage because they can’t make the payments.

Again, make sure you watch out for these tricks. Usually it’s done through mail and TV. If you are dealing with an independent company like Choice Mutual, you should be ok. Companies that operate like us, won’t be mailing you advertisements about fake burial insurance. In the end, it’s always best to investigate up front, so you don’t become a victim 10-20 years down the line. Quite frankly, you can call us if you want to verify an offer. We will tell you our honest opinion. You don’t have to buy from us to do this. We are totally comfortable helping you out with no obligation.


Cheap Sample Burial Insurance Rates for 51 Year Olds

Just below you will see some sample final expense rates are your age. Please note that these are not exact prices. Basically, we take the average price from about the three cheapest carriers. Your exact price on your burial insurance plan will depend on your age, which insurance company you go with, and your health. Again, if you are looking 100% accurate quotes, use the quick quoting tool on this page. Want to know the cost difference once you turn 52? Check this article on burial insurance prices for a 52 year old to see.

Non Tobacco User- Female


Non Tobacco User- Male


Tobacco User- Female


Tobacco User- Male


How To Save Money On Your Final Expense Insurance

You can save a little money by paying annually. However, that is usually not an option for most people. There are other ways to save money on your burial insurance that aren’t contingent upon how you pay.

First of all, if you are generally healthy, you will have no problem securing the lowest rates from all the top burial insurance companies. Things like high blood pressure, controlled diabetes, or cholesterol are never an issue with any company. It’s the bigger things like heart attacks, strokes, cancer, and major illnesses (especially chronic diseases) that can make your search for cheap burial insurance more difficult.

In short, no matter what your health is, you will save money by finding which insurer freely accepts you with all your health conditions. At the very least, it’s the one that penalizes you the least given your health issues. The natural question you are probably thinking is: Which company is that, and how do I find them?

That right there is the million dollar question. Unfortunately, it’s not a question that you alone can answer. You will have to lean on a company that is capable of find that for you. Fortunately for you, we are such a company. Read below to see why this is the case. Worst case scenario, if you do not want to work with us, find a company that has similar qualifications. If you do, you will get an answer to question and you will save big money on your burial insurance.


Choice Mutual- The Burial Insurance Experts

Choice Mutual is the most trusted burial insurance resource on the web. Nowhere else will you find a more experienced and qualified agency to guide you on your search for final expense insurance. We are not a jack of all trades. For the last five years, we have focused only on burial insurance. We always have and always will be experts in this business. Finally, you might be wondering what sets us apart from the other companies. All in all, there are 3 key elements that make Choice Mutual uniquely qualified to serve your burial insurance needs.

  1. We are an independent agency. This independence is why we can freely represent all the top final expense companies in the nation. In the end, we shop all the companies for you, so you get the best deal possible on your burial insurance.
  2. We have a P.H.D. in burial insurance underwriting due to our vast experience exclusively in this business. This intimate familiarity of burial insurance underwriting enables us to know with virtual certainly which company will provide you with the best burial insurance plan based on your individual risk.
  3. We are truly committed to helping you secure the best burial insurance plan possible. We do not care which insurance company happens to be your best option. All we care about is doing what’s best for you and your family.

If you need help with burial insurance, we would love to earn your business. You can call us at 1-800-644-2926. If you prefer that we call you, just fill out the quote form. A licensed agent will be in touch shortly.


Choice Mutual is an independent agency licensed in all 50 states including DC. We work with over 20 highly rated final expense life insurance companies, so that we can compare offers from all of them to find you the best deal.

This entry was posted in Burial Insurance Cost. Bookmark the permalink.


Sherry Stamper

I’m 51 never smoked what’s the price

August 20, 2017 at 8:06 pm
    Choice Mutual

    Hi Sherry,

    We don’t know anything about your health which could change things. Barring some very serious health issues like cancer or CHF, you will probably pay around $25 per month for a $10,000 benefit. You can buy more or less coverage than 10K. We would need to speak with you to learn about your health in order to give you truly accurate quotes. Feel free to call us at your convenience and one of our agents will quickly evaluate your situation to determine exactly what you would pay with whichever company offers you the lowest rate.

    August 21, 2017 at 8:59 am
Leave A Reply