Sample Burial Insurance Rates for 66 Year Olds

Written on August 25, 2016 by Choice Mutual

Sample Burial Insurance Rates for 66 Year Olds

Fill out the quote form on this page to get real quotes from many different final expense companies in your state. Find which insurance company is best and cheapest for you.

Did you know that Noah Webster completed his monumental “American Dictionary of the English Language when he was 66 years old? It just goes to show it’s never too late to do something amazing in life! At the same time, Sample Burial Insurance Rates for 66 Year Oldsit’s never too soon to prepare for your final expenses. You are still young at the age of 66, but that doesn’t mean you can be ahead of the curve. It’s never a bad thing to prepare too early. You see how cheap burial insurance is at your age by taking a look at these sample burial insurance rates for 66 year olds. Acting now will save you a lot of money in the long run. Not to mention, you will be instantly protected. This way, if something should happen to you prematurely, your final expenses will be taken care of.

Sample Burial Insurance Rates for 66 Year Olds

Check out these low cost burial insurance rates. Please note that these are not exact prices down to the penny. However, these final expense price points are pretty close to what most people pay. If you have some serious health challenges, please just call us at 1-800-644-2926 for a custom quote. We will take a detailed look at all your health issues and let you know which company will approve you and give you the best rate.

Non Tobacco User- Female

$5,000$10,000$15,000$20,000
$24$44$65$86

Non Tobacco User- Male

$5,000
$10,000
$15,000
$20,000
$31
$59
$86
$115

Tobacco User- Female

$5,000
$10,000
$15,000
$20,000
$34$64
$96
$128

Tobacco User- Male

$5,000
$10,000
$15,000
$20,000
$45
$87
$130
$173

Choosing the best burial insurance policy at 66

First and foremost, ask yourself why are you getting the policy in the first place. Do you just want to cover burial expenses? Are there other bills you need to pay off? Do you want to leave any money behind to any person or entity?

The answers to all those questions will help you determine how much coverage you need. Another really important question you must ask yourself is, what is your budget. How much can you comfortably afford each month on your finale expense insurance? Under no circumstances should you take out a level of coverage where the monthly payments make life really difficult for your financially.

The truth is, if you one day have to choose between food and your burial insurance, you are going to eat. Unfortunately, this will result in you having no coverage and you would have wasted all your money for nothing.

The best burial insurance policy for you accomplishes all your objectives and it fits comfortably in your budget. Keep reading to find out how you can get the best price possible on your burial insurance plan.

 

How to get the best price on your final expense insurance

If you want to get the best rate on your burial insurance plan, make sure you are working with an independent final expense agency. Make sure they have access to all the top rated burial insurance companies in the nation. Make sure they are highly experienced in dealing with burial insurance.

If you find an agency that has those three characteristics, you will get the best rate possible on your funeral insurance. Ultimately, they will compare the rates side by side for you. Then they will isolate which company will give you the best price. It’s that simple.

Please make sure you do not underestimate the importance of their experience. Every insurance company has different underwriting. For this reason, it’s critically important to ultra familiar with the underwriting from each company. Only this way will they know which burial insurance companies accept all your health conditions.

You might be thinking right now- How do I find a qualified agency like that? That’s easy. Choice Mutual is just such an agency. We have all those elements and then some. If you want to save a lot of time and money, just give us a call. You can also fill out a quote form and let us call you. Either way, if you let us earn your burial insurance business, you won’t be sorry.

One other important thing to remember is when you get yourself approved. You can see from this article that one years difference wont change the price much on your burial insurance plan. However, your health is a major factor and it can change at any time. With that, do yourself a huge favor and get yourself protected as soon as possible if you know you want plan. All too often we have seen many people try to wait for various reasons. Sadly, their health took a turn for the worse and it results in higher monthly payments.

Burial insurance vs traditional life insurance

Burial insurance is a type of life insurance, but it’s different than most traditional life insurance policies. So let’s talk about how burial insurance is different and how it benefits you.

Face Values

The face value minimums for traditional life insurance are very often no less than $25,000-$50,000. With burial insurance, you can buy as little as $1,000.

Underwriting

The underwriting on traditional life insurance policies can be difficult to mildly relaxed. Unfortunately, many of the common health issues that are present among seniors lock them out of traditional life insurance policies due to the underwriting. With burial insurance, you can have some serious medical issues and still qualify. In fact, over 90% of Choice Mutual’s clients are approved in spite of serious health issues with absolutely no waiting period. Last but not least, there are even guaranteed issue burial insurance plans available if your health is really bad. With final expense, everyone can get coverage no matter what.

Duration

Many traditional life insurance policies expire after a certain number of years, or at a specific age. There are permanent traditional life insurance policies out there but they tend to be very difficult to qualify for. With burial insurance, they never expire no matter how old you live to be. This in conjunction with the super lax underwriting provides unparalleled lifetime value.

Application process

Many traditional life insurance policies require full physical or medical exams as part of the application process. There are some that have no medical exams, but they can still require doctor records. With burial insurance, there are never any physical or medical exams involved. Furthermore, you will never need to get copies of your doctor records either. In fact, you will usually know if you are approved within minutes of completing your application.

 

Final thoughts

Burial insurance is superior at providing you instant and lasting peace of mind. You can feel secure knowing your family will never have to bear the financial burden of your final expenses. If you have nothing in place right now to ensure you funeral costs are taken care of, please act immediately.

Do not make the mistake of thinking you can wait months or years before you take care of this. Your health is a major factor, and your health is subject to change at any moment. Many times we have seen customers wait weeks or months because they wanted think about it or shop around more. Sadly, their health changed and it increased their premiums and made it harder to qualify for an immediate benefit. We work with all the top burial insurance companies in the nation so we can do the shopping for you. You don’t need to make 10 phone calls getting quotes from a bunch of different companies. One call with us does all of that. Plus, our vast underwriting knowledge means we know which companies will approve you, so our quotes we give you are true and accurate.

If you need burial insurance, do yourself and your family a favor and call us immediately at 1-800-644-2926. In contrast, you can let us call you. To do so, fill out our burial insurance quote form on this page with your phone number and we will be in touch shortly!

About ChoiceMutual.com
About ChoiceMutual.com

Choice Mutual works with all the top burial insurance companies throughout the nation to secure you the best price possible.

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