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Do you take medication for high cholesterol and are looking for burial insurance? If so, you may be wondering what affect cholesterol medication will have when you submit an application.
Here’s the deal.
You will in no way have any issue finding affordable burial insurance with high cholesterol. Many of our customers were on medication to manage their cholesterol, and we were able to help them. We are going to show you just how we did it.
In this piece, you are going to learn how insurance companies underwrite applications with cholesterol issues, and how you can find the best policy. After you are done reading this, we suspect that you will have no outstanding questions.
The Simple Truth About Burial Insurance With High Cholesterol
This may come as a shock to you, but high cholesterol is basically nothing to final expense life insurance companies. As we said, you will have no issues whatsoever finding affordable coverage.
So what’s the bottom line?
There is NO funeral insurance company that cares about high cholesterol. Literally, no burial insurance application asks about cholesterol issues or the medications associated with it. You will pay the same rate as a person in pristine health. Furthermore, your coverage will have no waiting period.
O and let’s not forget…
No burial insurance plan will require you to take a physical or medical exam.
It’s no secret that having high cholesterol does indeed increase your chances of experiencing heart attacks or strokes. With that, simply managing your LDL levels is a complete non issue when applying for burial insurance. They simple do not care about it.
High Cholesterol Underwriting
Essentially, there is none. It’s really that simple. Ultimately, there is no application with any company that will EVER ask about high cholesterol. Furthermore, there are no medications that manage cholesterol that they are not okay with.
You could be taking Simvastatin, Lipitor, Crestor, Pravastatin, Atorvastatin, or Zocor, and it won’t matter. In all reality, you could be taking all of them, and it still won’t matter! Seriously, they do not care about high cholesterol.
Remember, when an insurance company does not ask about something, it means they are totally accepting of it.
How To Find The Best Burial Insurance With High Cholesterol
Regardless of what health issues you do or do not have, the recipe to find the best burial insurance is the same no matter what. The key is to find a very qualified professional agency to help you with this.
To find the best burial insurance with high cholesterol, you must utilize the services of an independent brokerage, like Choice Mutual, that can shop the market for you to find the best plan out there. A highly experienced broker will look at the rates from all the insurance companies, and identify which one will give you the best deal.
The best burial insurance is merely the one that costs the least, and covers you as soon as possible. There is nothing more to it.
Since high cholesterol is a total non starter with the insurance companies, every insurer will offer you their most rock bottom price. The only question now is, which one is the lowest?
That’s where a company like Choice Mutual comes in. Our job is to serve you by connecting you with whichever funeral insurance carrier can give you the cheapest price.
Please don’t forget this
By now you are probably well aware that high cholesterol isn’t going to impact your ability to secure the most affordable burial insurance. We won’t beat that dead horse any longer. With that, you must also be aware that you other health issues, if any, will also factor into the qualification process.
Every final expense life insurance company that has a plan with underwriting (health questions) will ask about all sorts of health conditions. There are always going to be health issues they are ok with and some they are not. We tell you this because while high cholesterol is no issue, you could have other health conditions that get in the way.
What’s the bottom line here?
The key thing is to be totally honest and up front about all of your health conditions. We need to know everything, so we can thoroughly assess yoru situation and determine which insurance carriers will be most appropriate for you.
Here’s some amazing news.
At Choice Mutual, over 90% of our clients are approved for a level burial insurance policy. This means they paid the lowest cost possible and they had no waiting period.
You may be wondering…
How do we achieve such stellar results? It’s not complicated. We are an independent final expense brokerage. We will compare rates from a bunch of burial insurance companies to find you the best deal. Our allegiance is to you.
To get expert help finding the best burial insurance plan, give us a call at 1-800-644-2926. On the other hand, you can let us call you by filling out the quote form and including your phone number.