Affordable $20,000 Burial Insurance Quotes & Advice To Save Money

Written on April 25, 2017 by Choice Mutual

You don’t need to read this whole article if all you are interested in is a quote. Fill out the quote form on this page and you really will see instant quotes from multiple final expense insurance companies.

Have you been searching the web for quotes on a $20,000 final expense policy?

Well your search is over.

More and more folks today are opting to buy $15,000 or $20,000 instead of $10,000.

Nevertheless you came here for $20K quotes, and that’s what you’ll get.

In this piece we showcase real $20,000 burial insurance rates from multiple “A” rated providers. In addition, we will teach you exactly what you must do to secure the best price on a final expense policy.

To top it all off, we will give you an insider’s look at how your health plays a role in the application process.

Article Quick Guide

  1. $20,000 Final Expense Rates
  2. Simple Steps To Get The Best Policy
  3. How Your Health Is Factored In

$20,000 Burial Insurance Quotes

Multiple $20,000 Burial Insurance Quotes

This is what you came here for.

Just below you will see actual rates from 10 different burial insurance companies.

That’s right 10!

Here’s a few things to keep in mind when you gander at these prices…

  • All quotes are for exactly $20,000 in coverage.
  • All rates are at a non tobacco rating. If you have smoked cigarettes at all within the last 12 months, your rates will be higher.
  • All prices are consistent with an applicant answering no to all the health questions with each of these companies.
  • These 10 companies are just some of the many carriers that we work with. We have many more to choose from.
  • Each of these companies determines final expense pricing based on your exact age. You will quickly notice that not every single age is listed. Expect that your rate won’t be too far off from whatever age you see that is nearest to you.
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$46.14$55.11
55$53.60$66.98
60$62.53$82.31
65$78.82$108.31
70$103.28$144.20
75$141.62$195.85
80$193.66$262.11
85$268.60$363.10
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$48.95$60.85
55$59.17$70.58
60$67.67$87.22
65$82.44$108.34
70$103.69$142.66
75$147.00$202.23
80$219.01$290.33
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$61.81$73.21
55$69.21$85.81
60$70.41$93.01
65$82.61$109.61
70$103.61$140.01
75$149.61$208.01
80$208.01$290.61
85$281.01$402.81
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$50.69$60.65
55$64.74$77.43
60$73.89$91.47
65$91.47$116.85
70$118.12$154.94
75$160.82$213.39
80$224.72$309.01
85$329.41$439.99
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$48.77$55.44
55$56.55$66.37
60$67.28$81.10
65$85.85$105.55
70$110.62$143.90
75$151.59$198.90
80$225.58$308.93
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$47.10$57.90
55$54.70$68.30
60$63.70$83.90
65$79.70$109.50
70$104.30$145.70
75$142.10$196.50
80$204.50$276.90
85$293.70$397.30
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$46.51$56.39
55$56.17$68.95
60$64.71$86.97
65$80.99$107.26
70$104.95$141.99
75$147.78 $195.67
80$213.69$288.97
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$46.78$64.68
55$56.35$88.60
60$68.50$99.54
65$85.42$109.73
70$109.66$146.13
75$150.40$201.30
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$43.10$52.44
55$50.86$65.84
60$64.57$81.84
65$81.84$104.63
70$103.23$136.84
75$149.67$191.85
80$213.59$291.13
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$55.37$75.90
55$70.77$91.30
60$92.03$112.38
65$110.00$135.67
70$136.58$174.90
75$179.67$248.42
80$303.42$440.92
$20,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$69.66$101.85
55$77.71$110.99
60$88.27$124.33
65$107.02$144.18
70$138.83$184.28
75$189.63$246.98
80$268.25$348.30
85$406.41$595.73

 

Simple Steps You Can Take To Get The Best Rates

Now you’ve seen the prices, so you know approximately what companies charge for $20000 in burial protection.

But what will YOU qualify for and which company will give YOU the best deal?

That’s the key question to answer.

So let’s discuss just that.

In the end, you’ll get the best rate on a burial policy by applying with companies where you say no or as many health questions as possible.

How do you find those companies?

Here’s how…

Finding the best final expense policy is done by going through an independent agency that represents lots of insurance companies.

An agency like this will identify which carriers have underwriting where you would say no to as many health questions as possible (hopefully all of them). Then they would give you all their quotes, so you could see conclusively which one is cheapest for you.

Here’s something cool too

Working with an agency like Choice Mutual is completely free. We get paid by the insurance companies, so we don’t have to change you. Furthermore, you don’t pay a higher premium on your insurance either.

Having an independent agency help you with this is a win win scenario. They win and so do you. It’s really that simple.

$20,000 Burial Insurance Quotes

Access To Amazing Companies That You Need

The other wonderful aspect about working with an independent broker is that you are tapping into burial insurance companies that you probably didn’t even know existed.

At first that may sound bad, but it’s really not.

Here’s the deal

There are literally dozens of very reputable and financially stable life insurance companies that simply don’t advertise. These companies would rather offer their insurance at a lower rate, or offer much more relaxed underwriting. The fact that they don’t spend millions to advertise allows them to do this.

Getting access to these companies is only possible through independent agencies like us. In most cases, they offer much lower rates and coverage that has no waiting period. This is especially true for folks who deal with high risk health issues.

If your goal is to pay the least amount for your coverage, you need access to these companies via an independent agency.

 

How Your Health Plays A Role

As you are no doubt aware, your health is a major factor in the qualification process. Since the insurance companies are insuring your life they must check your health to ensure they don’t take on folks who will likely pass away too soon. If they didn’t do this, they would go out of business real quick.

Final expense companies will use the following three things to gather the data they need to determine your eligibility.

  1. A health questionnaire
  2. A prescription history check
  3. An MIB check

Once they have all of this, they can tell you definitively if you qualify or not.

$20,000 Burial Insurance Quotes

Here’s the bottom line

If you have any health conditions where you would say yes to a health question, it will mean one of two things.

  • You will pay more
  • You will pay more, and have to endure a waiting period of some kind

Ideally you want to apply for a plan where you say no to every health question. This would result in the best rates.

However there are some health conditions where you won’t be able to say no to all the health questions with any company.

If you deal with any of the following health issues, you will be saying yes to some health questions no matter which company you apply with.

  • Angina (Chest Pains) Within The Last 12 Months
  • Wheelchair Usage Because Of Chronic Illness Or Disease
  • HIV Or Aids
  • A Heart Or Circulatory Surgery Within The Last 12 Months
  • Cancer Within The Last 24 Months (Basal Cell Is Ok)
  • Full Blown Stroke Within The Last 12 Months (A Mini Stroke/ TIA Attack Does Not Count)
  • Organ Or Tissue Transplant
  • Heart Attack Within The Last 12 Months
  • Dialysis
  • Congestive Heart Failure
  • Oxygen Use (Except For Sleep Apnea)
  • Currently In A Nursing Home

Outside of those health issues, there’s an extremely good chance we can get you into a plan where you say no to all health questions.

About ChoiceMutual.com
About ChoiceMutual.com

Choice Mutual works with all the top burial insurance companies throughout the nation to secure you the best price possible.

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