Use the quote form on this page to see a list of real prices from top rated burial insurance providers in your state. Truthfully, if you have hypertension, we can get you covered with virtually every insurance carrier.
You might think high blood pressure will make it difficult to qualify for a burial insurance plan. We are happy to report that having hypertension will in no way hinder you on your search for burial insurance.
It gets better.
Even if you have experienced some uncontrolled high blood pressure, we can still easy get you qualified for an immediate benefit.
In this article, we will show you how insurers respond to hypertension, and how you can find the best burial insurance with high blood pressure.
What To Expect When Buying Burial Insurance With High Blood Pressure
Fortunately, if all you deal with is high blood pressure, you are in a great position when it comes to qualifying for a burial insurance plan.
The truth is high blood pressure will in no way impede your ability to secure a quality affordable final expense life insurance plan. Even if you have had experienced uncontrolled high blood pressure, you will still not have any issues qualifying. Almost all life insurance carriers will issue you a policy with a level death benefit. This means you will have no waiting period, and you will have access to the lowest payments they offer.
Oh and here’s some more good news…
Since funeral insurance plans are simplified issue, you will not have to take a physical or medical exam. You will only have to answer some health questions.
How Final Expense Carriers Underwrite Hypertension
In all honesty, you will rarely ever see any final expense application even mention the words hypertension or high blood pressure in their health questions. In case you are not aware, if a life insurance application does not ask about a condition, it means they are perfectly okay with it.
– Your High Blood Pressure Is Under Control
We are literally unaware of ANY final expense life insurance company that is not ok with hypertension. You could approach any company, and they would give you immediate protection at their lowest rate.
– You Have Experienced “Uncontrolled High Blood Pressure” Within The Last 2 Years.
If you fall into this category, do not fret. While there are some (very few) companies that take issue with uncontrolled high blood pressure, there are plenty that simply don’t care. You will easily qualify for a level death benefit burial insurance plan. You will not have a waiting period, and you will not have to pay an inflated premium. Essentially, you will pay the same rate as a marathon runner.
Medications They Watch For
As is the case with pretty much any health condition, there are certain medications the insurers will watch for in regards to high blood pressure. If you are taking any of the below medications, burial insurance companies will, at minimum, view you as a person with high blood pressure. These are the most common ones, but obviously there are many more out there.
As you can see, there are a lot of different prescriptions used to treat high blood pressure. No matter which ones you are taking, we have companies that will gladly accept you.
How To Find The Best Burial Insurance With High Blood Pressure
As already stated, having hypertension will not in any way complicate your ability to secure the lowest cost instant burial expense insurance. With that, finding the best final expense life insurance plan with high blood pressure its ultra simple.
To find the best burial insurance with high blood pressure, all you need to do is work with an independent burial insurance agency that has access to many highly rated insurance companies. In the end, an independent agency like Choice Mutual will compare prices for all the different insurance carriers to see which one is the cheapest for you.
Getting a funeral insurance plan is similar to having a lawyer help you with your legal matters. You rely on the lawyer to diagnose your situation and recommend the best course of action. In a similar fashion, you need to lean on the expertise of an independent final expense agency to find which insurance company would offer you the best deal.
One More Thing To Consider
Clearly this whole article covers the topic of high blood pressure. Alongside that, it’s very important you remember that any other health issues you deal with, if any, will also factor into the equation. As we have mentioned, high blood pressure is a non issue with virtually every company. With that, you could have other conditions that make it more complicated.
Here’s the good news
Over 90% of our customers are approved for a burial insurance plan that comes with an immediate level death benefit. If you have other health ailments in addition to high blood pressure, we can likely find a company that will still accept you.
How Are We Able To Achieve These Kinds Of Results?
It’s simple actually. We have lots of insurance companies to choose from. When we speak with you, we find out everything about your health. Then we sort through all the burial insurance companies to see which one willingly accepts everything you deal with. In most cases, there is one. You would be surprised what kind of serious health issues are accepted by final expense companies. No matter what you deal with, never assume you won’t qualify. Make sure you speak with us before coming to any conclusions. Call us at 1-800-644-2926. You can also let us call you by filling out the quote form with your phone number.