Which Companies Offer Burial Insurance In Connecticut?
The federal government does not regulate or control the insurance industry. Instead, states govern all types of insurance. That said, final expense policies in the USA vary by state.
Below is a table with a comprehensive list of which companies are available in Connecticut.
Y2 50% payout,
Y3+ full benefits
How Much Does Final Expense Insurance Cost In Connecticut?
How Do Final Expense Insurance Plans Work?
Final expense insurance is a small life insurance policy intended to pay for your final expenses. This may include funeral costs, medical bills, outstanding debts, or any other expenses. When you pass away, the insurance company will pay your loved ones directly in cash, allowing them to arrange your funeral.
Furthermore, if they don’t spend all the money on your funeral, they get to keep the remaining funds.
Final expense policies never require a medical exam. Some policies don’t even have health questions (a two-year waiting period would apply). Many companies offer coverage with no waiting period, so long as you answer health questions and subsequently are approved.
Lastly, final expense policies are a type of whole life insurance, which means the premiums never change and the coverage lasts indefinitely.
How Much Does A Funeral Cost In Connecticut?
| Service Type | Average Cost |
|---|---|
| Burial Service | $8,985 |
| Direct Burial (No Service) | $6,139 |
| Cremation Service | $7,023 |
| Direct Cremation (No Service) | $3,102 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
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A funeral expenses cost estimator can be especially helpful in determining what your funeral will cost based on your preferences.
The Free Look Period In Connecticut And The FTC Funeral Rule
The State of Connecticut Insurance Department requires that all life insurance policies include a free look period that lasts no less than ten days. During this period, you can refuse and return any policy without question. Also, if you made a premium payment, you’re entitled to a full refund.
Regarding funeral planning, the FTC’s Funeral Rule is especially helpful. This national law imposes the following rules on funeral homes:
- Receive written or verbal prices upon request.
- Ability to pick and choose only the services and products you want. You don’t have to accept pre-packed plans that the funeral home may offer.
- Can purchase products such as caskets or urns from a third party.
How To Get Final Expense Insurance In Connecticut
When shopping for burial insurance, it’s best to work with an independent insurance agency that can freely compare plans on your behalf. Independent agents work with multiple life insurance companies, allowing them to find the best one for each client.
In contrast, if you work directly with an insurer (most don’t even allow this), such as Globe Life, they cannot and will not suggest another insurer that might be a better option for you.
If you need final expense insurance, call us at 1-800-644-2926. We have dozens of final expense insurance companies to choose from, so we can identify which one will offer you the best deal.
- Nationally licensed life insurance agent with over 15 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
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State of Connecticut Insurance Department. https://portal.ct.gov/-/media/cid/bullpf19pdf.pdf
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FTC’s Funeral Rule. https://www.ftc.gov/news-events/topics/truth-advertising/funeral-rule
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 08/22/2025.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (08/22/2024-08/22/2025).
- Data sourced from 2023 NFDA General Price List Study.
