Best Final Expense & Burial Insurance In Mississippi

A Mississippi final expense policy can ensure your loved ones can pay for your final expenses without dipping into their own pocket.

Learn how these plans work, the cost, and the best companies in Mississippi.

How Does Final Expense Insurance Work?

Final expense insurance is a type of whole life insurance meant to pay for your funeral and other burial costs.

Typically, the face value options are between $2,000-$50,00, with most companies.

Because it’s a type of life insurance, the policy will ultimately pay out cash directly to your family or funeral home.

If the money is paid to your family, they can use it for funeral costs, medical bills, debts, or anything else. Also, they can keep any money they don’t use on your end-of-life expenses.

Whole life insurance always has a fixed premium, and the policy’s face value will never decrease.

Additionally, it’s permanent life insurance, so it will last forever and builds cash value.

Senior burial insurance plans never require a medical exam to qualify.

Some policies require that you fill out a health questionnaire, and some don’t.

Plans with questions can cover you immediately for natural or accidental death.

However, ones without questions offer the convenience of guaranteed acceptance, but they come with a two-year waiting period.

If you die during the waiting period, the insurance provider will only refund your premiums plus interest.

Also, guaranteed acceptance burial plans are more expensive because the insurer takes much risk insuring your life without knowing about your health.

How Much Does Funeral Insurance In Mississippi Cost?

Burial insurance in Mississippi usually costs about $50-$100 per month for about $10,000 in coverage.

The exact cost of final expense insurance is a function of your precise age, health, gender, and how much coverage you want.

The table below shows some sample monthly quotes for Mississippi.

Best Burial Insurance Companies In Mississippi

Insurance is governed by the states rather than the federal government.

Because of that, funeral insurance in the USA varies from state to state.

In the table below, you can see the best final expense companies that are available in Mississippi.

Insurance Company	Coverage & New Applicant Age Limits	Policy Type, Length & Product name
	Coverage: $2,000-$40,000 Age Range: 45-85	Whole Life Insurance Lasts forever once issued "Living Promise"- Level (no waiting period)
	Coverage: $2,000-$50,000 Age Range: 40-89	Whole Life Insurance Lasts forever once issued "Accendo"- Preferred (no waiting period)
	Coverage: $7,000-$30,000 Age Range: 50-80	Whole Life Insurance Lasts forever once issued "SIWL" (no waiting period)
	Coverage: $5,000-$35,000 Age Range: 50-85	Whole Life Insurance Lasts forever once issued "PlanRight"- Preferred (no waiting period)
	Coverage: $1,000-$50,000 Age Range: 45-85	Whole Life Insurance Lasts forever once issued "Immediate Solution"- Preferred (no waiting period)
	Coverage: $1,500-$35,000 Age Range: 50-80	Whole Life Insurance Lasts forever once issued "New Vista"- Level (no waiting period)
	Coverage: $5,000-$25,000 Age Range: 50-80	Whole Life Insurance Lasts forever once issued "Guaranteed Acceptance" (2 Yr waiting period)
	Coverage: $5,000-$40,000 Age Range: 50-85	Whole Life Insurance Lasts forever once issued "Eagle Premier"- Level (no waiting period)
	Coverage: $3,000-$40,000 Age Range: 50-80	Whole Life Insurance Lasts forever once issued "SIMPL"- Preferred (no waiting period)
	Coverage: $5,000-$25,000 Age Range: 50-80	Whole Life Insurance Lasts forever once issued "Guaranteed Acceptance" (2 Yr waiting period)
	Coverage: $2,500-$50,000 Age Range: 50-85	Whole Life Insurance Lasts forever once issued "Senior Choice"- Immediate (no waiting period)
	Coverage: $2,500-$25,000 Age Range: 50-80	Whole Life Insurance Lasts forever once issued "Silver Guard I" (no waiting period)

How Much Does A Funeral Cost In Mississippi

According to the NFDA, the average funeral typically costs about $10,000. That figure includes a vault and viewing.

Typically, cremations cost about $7,000, which includes a viewing.

However, you can save a lot of money if you opt for a direct burial/cremation.

Direct funerals have no memorial services of any kind.

Below is a breakdown of various funeral costs in Mississippi:

• Traditional burial service with a viewing: $7,271
• Direct burial: $3,838
• Cremation service with a viewing: $6,314
• Direct cremation: $1,986

Know Your Rights

Mississippi mandates that all life insurance policies include a 10-day free look provision.

The free look provision grants the policyholder the right to refuse any policy for any reason and get a refund of any premiums paid.

So know that if you buy a final expense policy in Mississippi, this law protects you in case you change your mind.

How Choice Mutual Can Help

Make sure you check with multiple insurance companies when shopping for final expense life insurance.

Every company has different underwriting, pricing, and terms and conditions.

Choice Mutual can do the comparison shopping for you if you need funeral insurance in Mississippi. We’ll help you find the best final expense policy at the lowest price.

We partner with nearly 20 different insurance companies. That allows us to compare each to find you the best option regardless of which insurer it’s with.

Another significant advantage to working with an independent broker is that you can access plans without a waiting period.

Nearly all immediate benefit final expense policies are only sold through licensed agencies. Buying coverage directly from the carrier typically has a two-year waiting period and higher cost.

If you need burial life insurance, call us at 1-800-644-2926, and one of our agents will answer your questions and help you find the best policy.