Which Companies Offer Final Expense Insurance In Nevada?
States regulate all types of insurance, which is why final expense policies in the USA may vary by state. Below is a table showcasing which final expense companies offer plans in Nevada.
How Much Does Burial Insurance Cost In Nevada?
How Do Burial Insurance Policies Work?
Burial insurance (also known as funeral or final expense insurance) is a special type of whole life insurance meant to cover all your final expenses. It quickly pays cash to your family to cover funeral expenses, financial debts, or anything else.
Since it’s a type of whole life insurance, the premiums remain the same, it accumulates cash value, and will last your entire lifetime.
You don’t have to take a medical exam to qualify, and pre-existing conditions won’t preclude you from obtaining a new policy.
Senior burial policies typically have a maximum coverage amount of $25,000 to $50,000 (varies by insurer).
How Much Does A Funeral Cost In Nevada?
| Service Type | Average Cost |
|---|---|
| Burial Service | $7,390 |
| Direct Burial (No Service) | $4,982 |
| Cremation Service | $5,505 |
| Direct Cremation (No Service) | $1,467 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
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Keep in mind that your preferences and location will heavily affect the final cost of your desired funeral.
The Free Look Period In Nevada And The FTC Funeral Rule
The state of Nevada requires all life insurance policies to have a free look period that lasts at least ten days (30 days if the policy is replacing an existing one). During the free look period, you can cancel the policy and obtain a refund of any premium you may have paid.
For the funeral planning process, be aware that the FTC’s Funeral Rule governs funeral homes and grants consumers various rights, such as:
- They must accept products (such as urns, flowers, caskets, or any other items) from outside vendors.
- Provide written or verbal prices when requested.
- They can offer pre-packed funerals, but consumers have the right to choose à la carte which products and services they want.
- Nationally licensed life insurance agent with over 15 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
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free look period. http://docs.nv.gov/doi/documents/bulletins/11-008.pdf
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FTC’s Funeral Rule. https://consumer.ftc.gov/articles/ftc-funeral-rule
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 08/29/2025.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (08/30/2024-08/30/2025).
- Data sourced from 2023 NFDA General Price List Study.
