Which Companies Offer Burial Insurance In Wisconsin?
Because insurance products are regulated by each state in the USA, policies will vary depending on where you reside. That said, below is a table showcasing which burial insurance companies offer plans in Wisconsin.
How Much Does Final Expense Life Insurance Cost In Wisconsin?
Below are some burial insurance quotes for various ages and coverage amounts. That said, remember that your price will be a function of many variables such as your gender, health, and age.
How Does A Burial Insurance Policy Work?
A burial insurance policy is a special type of whole life insurance created by insurance companies to help seniors cover their final expenses. Being life insurance, the result will ultimately be a cash payout to your beneficiaries so they can pay off your end-of-life costs (funeral bills, medical bills, debts, or anything else). In most cases, insurers pay approved claims within 24 to 48 hours.
All types of whole life insurance have fixed premiums, and the coverage is guaranteed to last forever. Additionally, they build cash value that you can borrow from as it accrues.
Many companies offer policies with no waiting period. While you don’t have to take a medical exam, you will need to answer health questions in order to qualify for an immediate coverage policy.
Please note that any policy without health questions (often called “guaranteed acceptance”) will not pay out a death benefit if you die during the first two years.
How Much Does A Funeral Cost In Wisconsin?
| Service Type | Average Cost |
|---|---|
| Burial Service | $8,280 |
| Direct Burial (No Service) | $5,579 |
| Cremation Service | $6,120 |
| Direct Cremation (No Service) | $2,908 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
|
The Free Look Period In Wisconsin And The FTC Funeral Rule
In Wisconsin, life insurance policies have a minimum 10-day free look period, during which you can decide whether to keep or cancel the policy. Moreover, if you do cancel, the insurer must refund your premiums.
The FTC Funeral Rule is very helpful for those in the funeral planning process. It requires funeral homes to provide transparent written pricing before accepting any money. Also, they must allow you to choose only the services and products you want. You don’t have to wholesale choose from pre-packed funerals.
Finally, funeral homes must accept any products you buy from a third party. For example, you can buy a casket online and have it shipped to them, and they must accept it.
- Nationally licensed life insurance agent with over 15 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
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free look period. https://docs.legis.wisconsin.gov/statutes/statutes/632/v/69/15/e
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 10/13/2025.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (10/14/2024-10/14/2025).
- Data sourced from 2023 NFDA General Price List Study.
