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Sample Burial Insurance Rates for 60 Year Olds

Written by Anthony Martin | Last updated: October 17, 2018

Fill out the form on this page to get quotes from many different burial insurance companies in your state. You can also speak with a licensed Choice Mutual agent who will help you find the best burial insurance possible. Let us do the work for you!

Did you know that General George S. Patton died in an automobile crash when he was just 60 years old? He was the commander of the U.S. third army in World War II, and was known as “Old blood and guts”. The moral of the sample burial insurance rates for 60 year olds story? Be careful when you drive! Thankfully, automobiles are much safer today than they were back then. However, don’t think that you’re invulnerable just because cars are safe today. In fact, it’s never too soon to prepare for your inevitable end of life expenses. This piece will show you some sample burial insurance rates for 60 year olds to help you get an idea of the cost at your age. Just because you are 60 now does not mean that final expense insurance has to cost an arm and a leg. See for yourself how affordable burial insurance can be for a 60 year old.

Burial Insurance isn’t super expensive now that you are 60

People often think that once they enter into their 60’s that burial life insurance is just too expensive to afford. Thankfully, this is just a myth. In fact, just the opposite is true for the vast majority of people. First of all, you can use our easy final expense quoting tool on this page to see real burial insurance prices from many different final expense companies in your state. Take a moment and see for yourself just how inexpensive it can be. On the other hand, you can just take a look at the sample rates below. Either way, you will see just how inexpensive it is for burial insurance at your age.

It’s not going to cost you hundreds of dollars per month to attain the peace of mind you are looking for. Thankfully, you are doing this now. A one or two year age difference won’t matter much in regards to price. Check out the costs for a 59 year old to see for yourself how little the price changes. What really kills people is waiting until they are much older like 75+. For them, the costs are much higher and rightfully so. At the age of 60, you are still able to get some ultra low rates.

60 year olds aren’t forced to accept waiting periods

Another common myth we encounter a lot is the one about having to deal with a waiting period now that you are in your 60’s. Honestly, this is about a true as the flat earth theory. There are indeed burial insurance companies out there that impose a waiting period on everyone. However, that is not the case with most companies.

The truth is, the overwhelming majority of people should easily qualify for first day coverage that has no waiting period whatsoever. However, that is only going to occur if you work with an independent agency like Choice Mutual. If you work with a company that does not have access to many different final expense companies, you might get a waiting period. With us, over 90% of our clients are approved for a plan that has no waiting period.

Sample Burial Insurance Rates for 60 Year Olds

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Choosing your Burial Insurance Policy at Age 60

Everyone who is shopping for burial insurance wants to know just how to choose the best burial insurance policy. In all honestly, it’s really simple. First of all, you need to decide if you are just purely interested in protection of your funeral costs. There are many burial insurance policies that allow you to add on riders for addition coverage. Here are some of the most common riders available through many final expense companies:

  • Accidental Death
    • This provides an additional death benefit if the cause of death is from an accident
  • Terminal Illness
    • This will allow you to access some of your death benefit while living if you are diagnosed with a terminal illness that will cause death within 12 months
  • Children’s Term
    • This will provide life insurance coverage for eligible children until they are in their early 20’s
  • Grandchild Term
    • This will provide life insurance coverage for eligible grandchildren until they are in their early 20’s
  • Nursing Home
    • This will waive your monthly premiums if you are every permanently confined to a nursing home

If you don’t want any riders, it’s just a matter of finding which burial insurance plan will be cheapest and offer you immediate coverage. For the majority of applicants, a waiting period is not necessary. It’s usually only very major things like a recent bout with cancer, or a heart attack/stroke in the last year that cause people to have to endure a waiting period. Outside of that, we can secure most people coverage that starts on the first day.

If you want a burial policy that has some of these riders, just compare the costs and decide what you are comfortable with. Outside of that, once you find a company that can give you the best deal and immediate protection (unless unavoidable), you are good to go.


how you find which final expense company gives you the best deal

Now the question you are probably asking yourself right now is- Well how do I find the company that will give me the best deal? Quite frankly, you can’t answer this question on your own. First of all, you would need to call over 30 insurance companies to get quotes. Almost all of them will force you to speak with an agent to get actual quotes. Even if you got the quotes from all of them, you would still need to apply through an agent. Not to mention, you would to already be familiar with the underwriting guidelines from all 30 companies.

Clearly, that is a ridiculous task that isn’t feasible for anyone. Instead, you need to rely on an agency like us to perform this service for you. We already know the underwriting, and we can quickly pull quotes from all the different burial insurance companies in your state. In the end, in just a few minutes we can identify which final expense company will be your best value.

You don’t pay extra because you go through us either. You pay the same amount as if you went to the insurer directly. In fact, if you try to go to the insurer directly, they will force you to buy through an agent somewhere. Why not let it be us. Hopefully you can see the value we bring to the table. Having said all of that, if you decide to not work with us, make sure you find a very experienced agency that has access to many different burial insurance companies. If you don’t do this, you won’t get the best deal. If you still aren’t sold on Choice Mutual, keep reading to learn about why we are different.


About the Choice Mutual Difference

Choice Mutual is the most trusted burial insurance resource on the web. Nowhere else will you find a more experienced and qualified agency to guide you on your search for final expense insurance. We are not a jack of all trades. For the last five years, we have focused only on burial insurance. We always have and always will be experts in this business. Finally, you might be wondering what sets us apart from the other companies. All in all, there are 3 key elements that make Choice Mutual uniquely qualified to serve your burial insurance needs.

  1. We are an independent agency. This independence is why we can freely represent all the top final expense companies in the nation. In the end, we shop all the companies for you, so you get the best deal possible on your burial insurance.
  2. We have a P.H.D. in burial insurance underwriting due to our vast experience exclusively in this business. This intimate familiarity of burial insurance underwriting enables us to know with virtual certainly which company will provide you with the best burial insurance plan based on your individual risk.
  3. We are truly committed to helping you secure the best burial insurance plan possible. We do not care which insurance company happens to be your best option. All we care about is doing what’s best for you and your family.

If you need help with burial insurance, we would love to earn your business. You can call us at 1-800-644-2926. If you prefer that we call you, just fill out the quote form. A licensed agent will be in touch shortly.


Choice Mutual is an independent agency licensed in all 50 states including DC. We work with over 20 highly rated final expense life insurance companies, so that we can compare offers from all of them to find you the best deal.

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