Use the quote form on this page to see real rates from many different top rated final expense companies in your state. You can see which companies will offer you the best deal on your burial insurance plan.
Did you know that at age 75 Barbara Hillary became one of the oldest people, and the first black woman, to reach the North Pole? During the winter, the north pole can reach -40° F. Anyone at any age braving those temperatures is a boss. Doing that age the age of 75 is a superhero in our book. It’s amazing what humans beings can accomplish regardless of their age.
You don’t have to trek to the north pole to do something amazing for family. Something they will absolutely find amazing is not having to pay for your funeral expenses. If you have no plan in place to address this, we urge to you to do so immediately. Take a look at these sample burial insurance rates for 75 year olds. You can still qualify for a final expense insurance plan that will protect you immediately. You can feel comfortable knowing that if something happens to you, that your insurance plan will provide the cash needed to pay for everything.
What determines your price for burial life insurance
At the end of the day, burial insurance, which is also known as final expense insurance or funeral insurance is a type of life insurance. These plans simply pay cash, tax free, directly to your beneficiary, so they have the money needed to pay for your funeral expenses. Having said that, life insurance prices are dictated by three main factors.
- Your age– Regardless of which type of life insurance you get, life insurance prices increase with age.
- Your health– The better your health, the cheaper most life insurance will be. In contrast, if you are in poor health, you will likely pay extra. However, with final expense policies, health issues have a far less of an impact on the prices compared to traditional life policies.
- The face value of the policy– Regardless of which type of life insurance policy you are dealing with, the cost will always increase as the coverage gets higher.
In keeping with that information, there are two big concerns we would like to address for you. First, in your 70’s even one year can make a significant impact on the price of a burial insurance plan. Take a look at what final expense insurance costs for a 76 year old. Then compare those prices to what a 74 year old pays for burial insurance. You can see the difference is nothing to shake a stick at.
The other big concern most people completely fail to consider or respect is their health. As shown above, health plays a big role into the overall life insurance cost equation. If your health takes a turn for the worse, you could end up paying a lot more. In addition, you might be subject to waiting periods depending on the exact nature of your health condition(s).
Do you, your family, and your checkbook a huge favor. Apply for your burial insurance plan as soon as you can. You simply can’t save money by waiting. Moreover, waiting actually jeopardizes your ability to secure coverage. After thousands of conversations with people, this is the biggest advice we can give you. Above all else, this is the best thing you can do for you and your family.
Here are some Sample Burial Insurance Rates for 75 Year Olds
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Finding the best burial insurance at 75
Thankfully, you don’t need to hike to the north pole to find the best burial insurance. Your journey to finding the best final expense insurance plan is quite the opposite in terms of difficulty. If you are interested in saving time, money, and mental energy, all you must do is consult with an independent final expense agency such as Choice Mutual.
First of all, only an independent agency can freely represent multiple insurance companies. Having access to many companies gives an agency like us the ability to shop and compare burial insurance prices for you. Most consumers today realize the value in shopping around. You should absolutely be shopping around for everything you buy. The truth is, when businesses compete for your dollars, you win. The same is true for final expense insurance.
The challenge is there are literally hundreds of insurance companies that you have never heard of. This doesn’t mean they are bad. You just don’t know who they are. In addition, many of the big well known companies that pay millions of dollars so you know who they are, they usually have inferior products. In almost every case, these companies you don’t see on TV, have the best plans at the best prices. Their policies cost less because they aren’t spending tens of millions of dollars to be on TV, billboards, the radio, and magazines.
No advertising means their burial insurance costs less
For example, AARP is one of the most well known companies out there. You know who they are and probably trust they are a legit company to a certain extend. They literally spending millions of dollars to ensure you know who they are. But you know what, their life insurance plans are utterly horrible. We can say with 100% confidence that there is simply no scenario where anyone under any circumstance should buy their life insurance. That is a bold statement, but it’s the truth. The reality is, there are hundreds of insurance companies that offer better coverage at much cheaper rates. The thing is, you probably don’t know the names of these insurance companies because they spend millions on advertising like AARP does.
At the end of the day, we have relationships with dozens of highly rated final expense companies all throughout the nation. These companies may not be on TV but they are still just as financially sound as the ones that are. Additionally, they will offer you far better prices for the exact same thing.
We will carefully assess your individual situation. Then we will compare your unique situation and determine which carriers will accept all your health conditions and view you most favorably. Then it’s a matter of identify which of those carriers offers you the best value. When you deal with an independent agency like Choice Mutual, you get a personal burial insurance shopper on your side.
We are here to help. Call us at 1-800-644-2926. You can also fill out the quote form on this page and let us call you.