We encourage you to run an instant burial insurance quote to see prices from multiple highly rated final expense companies in your state. Just fill out the quote form on this page and your quotes will be displayed after you hit the “Get Quotes Now” button. If you would prefer to speak with a licensed Choice Mutual agent, please call us at 1-800-644-2926.
Did you know that a man by the name of Asa Long became the oldest U.S. checkers champion at the age of 79? She is proof that it’s never too late to do something amazing. By now you have plenty of wisdom behind your ears. With this in mind, it’s still not too late to secure yourself a burial insurance plan to ensure you don’t leave your family the burden of unpaid funeral costs.
Obviously, burial insurance would have cost much less when you were younger, but all you can do is the best you can for the situation you are in. Thankfully, many carriers will still issue you immediate protection even at age 79. Just below, check out some of these sample burial insurance rates for 79 year olds to see about how much final expense coverage will cost you at this age. If you currently have no plan in place to pay off your final expenses, we couldn’t encourage you more to take immediate action. For example, look at how much burial insurance prices at 80 jump compared to prices for a 79 year old. It’s a decent amount.
Sample Burial Insurance Rates for 79 Year Olds
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what’s special about burial insurance
Burial insurance is a type of life insurance that has some very valuable and unique benefits. It differs very much from most traditional life insurance policies. These plans have been designed with the end use in mind along with the customers who will likely buy them. Basically, the insurance companies designed these final expense insurance policies knowing three main things.
- They will overwhelming be bought as a tool to pay for funeral costs
- They will be purchased mainly be seniors
- As the clients who will be buying them are seniors, health conditions will prevalent among the consumer base because that is only natural with age
With these facts in mind, all the burial insurance plans have some special elements to them that make them stand out in the life insurance market. Furthermore, they enable you, to secure a new life insurance policy that very likely has an immediate benefit with no waiting period. In the end, the unique features of a burial insurance policy enable you to secure a plan that is going to ensure your final expenses are taken care of. You won’t have to worry about your final bills becoming a financial burden on your family. Here are the three unique aspects of burial insurance that make this all possible.
- They are simplified issue whole life policies that will never expire, increase in price, or change over time.
- They have ultra lax underwriting (this cannot be overstated) and freely accept many major health conditions common among an aging population.
- The face value minimums are as low as $1,000
All of this boils down to you being able to buy as little or as much as you want. Your coverage will be with you forever to ensure it provides the cash necessary to pay off your funeral expense. Lastly, they accept so many major health conditions that the overwhelming majority of applicants qualify for an immediate benefit that has no waiting period. You will only find this kind of incredible value with burial insurance policies.
finding the best final expense policy at 79
Many people seem to think it takes a rocket scientist to find a the best burial insurance policy, but this is not the case. It’s actually quite simple. In today’s world, it’s incredibly important to shop around to make sure you are getting the best deal on anything. The same is true for burial insurance. You should definitely get quotes from multiple companies to ensure the rate you are paying is fair.
With this in mind, you can make this process 100 times easier and save a lot of money by doing one thing. If you consult with an independent agency that represents multiple insurance companies, they can quickly compare and shop many different final expense companies for you. They can quickly identify which carrier will give you the best deal.
Any independent agency can do this. Obviously, we recommend you let us help you with this. Yes we are independent and we do have access to dozens of different burial insurance companies. In addition to the value of being able to shop around for you, an experienced agency like us has the underwriting knowledge you need to ensure we find you a carrier that accepts all your health conditions.
Every final expense insurance plan accepts and declines people for different health reasons. Company A might not accept insulin diabetics. However, Company B might welcome insulin diabetics with opens arms. This is another huge reason why it’s important to utilize the services of an independent agency. We can quickly find which carriers do accept your health issues and isolate which one will give you the best deal.
Using an Independent Agency is “Shopping Around”
In the end, you really must find a qualified experienced independent agency to help you get burial insurance. If not us, make sure they have many carriers and have lots of experience. As long as they represent many different burial insurance companies, you don’t need to call many different people. Let them, or us, do all the work for you. In essence, one call to them is the same as making 10-20 phone calls on your own.
Tap into our long list of carriers and our mastery of underwriting. Give us a call at 1-800-644-2926. You can also let us call you by filling out the quote form with your phone number. If so, we will contact you shortly.