$2,000 Burial Insurance Quotes From Multiple Companies

Written on May 16, 2017 by Choice Mutual

$2,000 Burial Insurance Quotes

If you are just interested in getting some instant final expense quotes, fill out the quick quote tool on and you will see just that!

You would be amazed at how many people are searching for a $2,000 final expense policy.

Whatever your reason is for wanting $2K in coverage, you will see the prices here today.

In this article, you are going to see real quotes from multiple companies, learn how to find the best policy, and discover the best guaranteed issue companies.

Article Quick Guide

  1. $2,000 Burial Insurance Quotes
  2. Tips To Find The Best Policy
  3. Best Guaranteed Issue Companies

 

Actual $2,000 Burial Insurance Quotes

Staying true to our word, below you are going to see some actual quotes for $2,000 final expense policies. These are not fictitious rates meant to “hook” you into something. All funeral insurance rates shown are taken directly from each insurance company.

There are a few points we need to touch on as you view these prices.

  1. Every price shown is for a non smoker. If you have smoked cigarettes at all within the last year, you will pay a higher amount.
  2. These rates are consistent with someone who would answer no to all the health questions with each respective carrier.
  3. Every burial insurance company will calculate your exact rate based off your precise age. With that, you will see a rate for an age that is relatively close to your current age. Expect to pay a rate that is not too far off from whatever age is closest to you.
  4. We work with over 15 companies. These are just four companies we selected at random.
$2,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$7.50$8.39
55$8.24$9.58
60$9.14$11.11
65$10.77$13.71
70$13.21$17.30
75$17.05$22.47
80$22.25$29.09
85$29.74$39.19
$2,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50<$10.00<$10.00
55<$10.00<$10.00
60<$10.00$11.56
65$11.08$13.67
70$13.20$17.10
75$17.54$23.06
80$24.74$31.87
85$35.70$42.67
$2,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$7.02$7.95
55$7.80$9.29
60$9.17$10.89
65$10.89$13.17
70$13.03$16.39
75$17.68$21.89
80$24.07$31.82
85$34.58$42.96
$2,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
50$9.36$10.44
55$10.12$11.48
60$11.02$13.04
65$12.62$15.60
70$15.08$19.22
75$18.86$24.30
80$25.10$32.34
85$34.02$44.38

 

Tips To Find The Best Policy

Everyone searching for burial insurance is faced with the same challenge.

How do you find the best plan among all the options out there?

Thankfully, it’s easier than you might think.

First and foremost, we need to discuss exactly what constitutes the best policy.

There are three key elements you want to look for when selecting a final expense policy.

  1. The price is as low as possible.
  2. The policy is backed by a financially stable insurance company.
  3. The coverage protects you as much as possible as soon as possible.

Once you find a plan that has all three of those attributes, apply for it!

Here’s the thing

Most websites will encourage you to make your decision based on meaningless factors such as how well known a company is or how much annual revenue they have. This is a horrible standard to follow because it does not address price or coverage.

Would it be a good idea to buy an overpriced policy that has a two year waiting period simply because it’s provided by a very well known insurance company?

Hopefully you said no.

Remember to look for the three elements listed above. Your pocketbook and family will thank you.

$2,000 Burial Insurance Quotes

Actually Finding The Plan

You may not know this, but the overwhelming majority of insurance companies don’t do the following two things:

  1. They do not sell their insurance directly to the consumer.
  2. They do not advertise.

Why do we tell you this?

There’s two key concepts you must understand:

  1. The lowest cost insurance is only sold through agents and agencies. Insurance carriers do not sell directly to the consumer. If you call them, they will merely refer you to an agent or agency.
  2. 99% of insurance companies in the world don’t advertise at all, so their names aren’t necessarily familiar to you. This does not mean they aren’t credible or untrustworthy. They prefer to not spend millions on advertising. Instead, they offer better coverage at cheaper rates.

There is an extremely good chance the best and cheapest final expense coverage is from an insurance company that you have never once heard of!

So here’s how you find your policy…

To get the best policy, you need to work with an independent final expense agency that represents lots of insurance companies. They will be able to connect you with all the great companies that don’t advertise on TV. Furthermore, they will compare plans from every company they represent to find you the best deal.

$2,000 Burial Insurance Quotes

The services of an independent agent are completely free, and your insurance doesn’t cost more. It’s a win win all around.

Obviously, we highly recommend you allow Choice Mutual to help you with this. We are indeed an independent agency, and we work with over 15 highly rated companies.

However, if you go elsewhere, just make sure you find an independent agency that works with at least 10 companies.

 

Best Guaranteed Issue Companies

Every time you receive an offer in the mail, you are being sold what’s called guaranteed issue life insurance. These policies have no health questions of any kind. They literally just issue the policy blind.

There’s two key things you must understand about these policies.

  1. They all come with a two year waiting period. If you die during this time, the insurance company will refund all your money plus interest (usually 10%).
  2. They are much more costly than plans that have health questions.

$2,000 Burial Insurance Quotes

After reading that stuff, you are probably turned off by which is understandable.

Here’s the thing

Most people should not be buying a guaranteed issue policy. The majority of applicants can easily qualify for a plan with some company that does have health questions. However, there are some select very high risk health conditions where guaranteed issue is the only option.

 

The 3 Best Companies

Know this about no health question policies.

All guaranteed acceptance policies are the same. The only difference is the monthly price.

If you do have a super high risk health issue (dialysis, HIV, etc.), you should buy from one of the following three companies:

  1. AIG
  2. Gerber Life
  3. Mutual of Omaha

These companies are unequivocally the cheapest on the market. They are all price competitive at various ages. Which one is cheapest for you will depend on your age.

All of them are relatively close in price, but why pay more even if it’s a dollar if you don’t have to.

Call us so we can do the following two things:$2,000 Burial Insurance Quotes

  1. We will quickly determine if guaranteed issue is right for you.
  2. If it is, we will determine which company will offer you the lowest rate.

Call us at 1-800-644-2926 for no pressure assistance 🙂

About ChoiceMutual.com
About ChoiceMutual.com

Choice Mutual works with all the top burial insurance companies throughout the nation to secure you the best price possible.

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