Final Expense Insurance GET QUOTES
Instant Final Expense Quotes
  • Male Female
    Yes No
All rates are subject to underwriting approval. By pressing the "Get Quotes Now" button, you agree to Choice Mutual's privacy policy, and consent to a licensed agent of Choice Mutual to contact you at the phone number(s) you provide. We will not share your information with another entity.

No BS Real $8,000 Burial Insurance Quotes | With Funeral Planning Tips

Written by Choice Mutual | Last updated: April 20, 2017

$8,000 Burial Insurance Quotes

To get instant quotes just fill out the quick quote tool on this page. You can see quotes for coverage anywhere between $2,000-$100,000 in burial insurance protection.

Trying to find prices online for an $8,000 burial policy can frustrating with most websites.

Here’s the thing

We are not most websites!

$8,000 Burial Insurance Quotes

Most final expense life insurance websites will make you think you can get instant quotes. In reality they make you put in your contact info and then tell you an agent will be in contact to go over prices with you.

This is not how we operate.

Heck in this article we show you real quotes for $8,000 in final expense insurance from five different insurance companies.

In addition to prices, we’ll also give you some helpful info about the cost of funerals, and go over important funeral planning steps you must take to ensure you family doesn’t have to make hard choices when you pass away.

Article Quick Guide

  1. $8,000 Burial Insurance Quotes
  2. The Cost Of A Funeral
  3. Funeral Planning Tips


Actual $8,000 Burial Insurance Quotes

Just below you will see rates for both males and females from five different insurance companies.

Here’s a few things to keep in mind when you look at these prices.

  • Cigarette smokers will pay a higher premium.
  • We work with many more funeral insurance companies other than these listed.
  • Your best plan may be with one of these companies, but it may not be. Every burial insurance company has different underwriting. Once we know about your health, we would match you with whichever insurance company has the best underwriting for you.
$8,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$8,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$8,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$8,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco
$8,000 Burial Insurance Quotes
AgeFemale Non TobaccoMale Non Tobacco



The Cost Of A Funeral

It’s important to know what your final expenses will amount to, so you know how much coverage you need. The cost of your funeral will be directly related to what services and options you prefer.

Here’s the bottom line

You first need to decide whether you want to have a traditional burial or a cremation service. The cost between the two will vary by a large amount.

  • The average cost of a traditional burial is $7,000-$10,000
  • The average cost of a typical cremation service is $1,500-$5,000

Once you have determined which type of service you prefer, you can then begin to estimate about how much your final expenses will cost.


Burial Expenses$8,000 Burial Insurance Quotes

According to, here are some of the costs to consider when planning for a burial. Please remember these costs shown are not fixed. They are merely averages compiled from costs around the country. You might pay more, and you might pay less.

  • Funeral directors services fee- $1500
  • Funeral ceremony and viewing- $1000
  • Casket- $2300
  • Embalming and body preparation- $600
  • Miscellaneous expenses- $600
  • Grave space- $1000
  • Cost to dig the grave- $1000
  • Headstone- $2000
  • Grave marker- $1000


Cremation Expenses$8,000 Burial Insurance Quotes

Below you can see some of the most common costs related to a cremation service. Again, these are just average costs. Yours will vary depending on your location and preferences.

  • Funeral ceremony and viewing (doesn’t apply if you choose not to do this) -$1000
  • Urn-$100
  • Body transportation-$300
  • Basic services fee-$400
  • Urn plot-$1000


Funeral planning tips

When you pass away, your family will have to answer these two questions:

  1. How will we pay for the funeral expenses?
  2. What kind of services did you prefer?

Consider for a moment that your family will be going through an incredibly difficult time when you pass away. During this time, you don’t want them to have to make any hard decisions.

$8,000 Burial Insurance Quotes

Instead, taking the time now to answer these questions for them will save them from much emotional strain.

Clearly, a burial insurance plan will address the first and most important question. By far, paying for the funeral is paramount. A $10,000 debt left to your loved ones can literally wipe them out financially.

In fact, most families end up taking on personal debt to cover the cost of their loved one when there was no plan in place to take care of the final expenses.

At the same time, it’s important document exactly how you want to be remembered. Choosing your funeral preferences will alleviate your family from having to choose them for you.

Here are some of the key items you must address. If you don’t, your family will have to.

  • Burial or cremation
  • Casket preferences
  • Color preferences for flowers, caskets, and decorations
  • Viewing or no viewing
  • Reception or no reception
  • Music to be played
  • What to do with personal belongings
  • Obituary
  • Videos and photos
  • Who should be the person to arrange everything
  • Where you want your remains to reside
  • Any pre purchased funeral items (plot, headstone, etc)
  • Where the funeral is to be held
  • People to attend the services

These are just some of the items that must be addressed. There are many questions that must be answered when someone passes away. If you take the time now to answer as many as possible, you will save your family from a ton of heart ache.


Final thoughts

Once you have put your final expense life insurance policy in place and you have documented your final wishes, you need to do two things.

First, you need to keep all your life insurance policies in the same place as your funeral wishes. This way when your loved ones go searching, they find both at the same time. This is key because the life insurance and funeral planning documents go hand in hand.

$8,000 Burial Insurance Quotes

Second, you need to notify your beneficiaries of your life insurance policy(s). When you pass away, someone must notify your agency (hopefully it’s Choice Mutual ☺) or the insurance company.

Your beneficiaries will need to sign a couple of forms, and get a copy of your death certificate in order for the death claim to be processed. After the insurer receives both of those items, they will cut a check in a matter of days.

We know it can be hard to discuss these matters with your family, but doing so will make all the difference. They may not realize it now, but preparing now will spare them great emotional pain down the line.


Choice Mutual is an independent agency licensed in all 50 states including DC. We work with over 20 highly rated final expense life insurance companies, so that we can compare offers from all of them to find you the best deal.

This entry was posted in Burial Insurance Cost. Bookmark the permalink.

Leave A Reply