Which Companies Offer Burial Policies In South Carolina?
Because the states regulate insurance products (of all types), therefore, policies in the USA can and do vary by state. Below is a full list of which funeral insurance companies operate in South Carolina.
How Much Does Final Expense Insurance Cost In South Carolina?
The cost of burial insurance is based on the amount of coverage you choose, your age, health, and gender.
How Do Final Expense Insurance Plans Work?
Final expense policies are a specialized type of whole life insurance that offers small coverage amounts, quick payouts, and lenient underwriting. They are primarily purchased to cover one’s final expenses. However, it’s still life insurance, so the policy will ultimately pay out cash, which can be used for any purpose (not just funeral costs).
Because it’s whole life insurance, the premiums will remain level and the coverage will last your entire life. Additionally, the death benefit will not change, and cash value will accumulate over time.
Final expense insurance does not require a medical exam. Some policies require you to answer health questions, which determine your eligibility and final price. On the other hand, there are policies with no health questions to answer. With those, you’re guaranteed approval, but the tradeoff is that if you die in the first two years, the insurer will only refund your money.
How Much Does A Funeral Cost In South Carolina?
| Service Type | Average Cost |
|---|---|
| Burial Service | $8,023 |
| Direct Burial (No Service) | $4,926 |
| Cremation Service | $6,103 |
| Direct Cremation (No Service) | $1,911 |
| Funeral with service data source: NFDA General Price List Study Direct funeral data source: Funeralocity |
|
The Free Look Period In South Carolina And The FTC Funeral Rule
South Carolina residents have no less than 10 days to review their life insurance policy. Furthermore, they can cancel and receive a refund if any premiums were paid.
Regarding funeral planning, it’s helpful to be familiar with how the Funeral Rule from the FTC affects funeral homes.
First, it requires funeral homes to provide transparent written prices upon request. Additionally, they must accept any products you wish to purchase from outside sources. And finally, they cannot force you to choose only from pre-packed funerals. Instead, you’re free to pick and choose whichever products and services you want.
- Nationally licensed life insurance agent with over 15 years of experience
- Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.
Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
- Nationally licensed life insurance agent with over 19 years of experience
- Best selling Amazon author.
Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.
- Nationally licensed life insurance agent with over 14 years of experience
- Best selling Amazon author of five insurance sales books.
David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.
Choice Mutual often cites third-party websites to provide context and verification for specific claims made in our work. We only link to authoritative websites that provide accurate information. You can learn more about our editorial standards, which guide our mission of delivering factual and impartial content.
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NFDA General Price List Study. https://nfda.org/news/media-center/nfda-news-releases/id/8134/2023-nfda-general-price-list-study-shows-inflation-increasing-faster-than-the-cost-of-a-funeral
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Funeralocity. https://www.funeralocity.com/average-funeral-price
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no less than 10 days. https://www.doi.sc.gov/FAQ.aspx?QID=332
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Funeral Rule from the FTC. https://www.ftc.gov/news-events/topics/truth-advertising/funeral-rule
- Data sourced from Choice Mutual quote calculator for a 65-year-old applicant who does not use tobacco. Data is valid as of 11/08/2025.
- Data sourced from Choice Mutual quote calculator using a 365-day rolling average (11/09/2024-11/09/2025).
- Data sourced from 2023 NFDA General Price List Study.
