Why You Can’t Skip These Sample Burial Insurance Rates for 83 Year Olds

Written on September 14, 2016 by Choice Mutual

Burial Insurance Rates for 83 Year Olds

If you want to see some instant funeral insurance quotes for an 83 year old, you can scroll down or use the quick quote tool on this page.

Want to know what it an 83 will pay for final expense insurance?

Of course you do; that’s why you are here!

Best part?

We’ll show you a bunch of quotes from a bunch of different burial insurance companies.

Burial Insurance Rates for 83 Year Olds

Here’s what you will get in this article…

We’ll show you 83 year old burial insurance quotes from 5 different insurance companies, give you some tips to help you avoid a waiting period, and show you a simple plan to find the best policy regardless of your age.


Fun Fact About The Number 82: The famous Paul Revere lived to be 83 years old. He will forever be remembered for his famous ride on April 18, 1775 when he alerted the American colonists that the British forces were coming. It was the beginning of the revolutionary war that ultimately lead to the creation of the greatest nation the world has ever seen.


Burial Insurance Rates for 83 Year Olds

Article Quick Navigation Links

  1. Actual Burial Insurance Rates For 83 Year Olds
  2. Finding The Best Burial Policy At 83
  3. Tips To Getting An Immediate Benefit (No Waiting Period)
  4. One Final Thought

 

Sample Burial Insurance Rates For 83 Year Olds

Just below you will see some example prices for burial insurance for an 83 year old. If you deal with some major health issues, please call us for an accurate quote.

Please keep a few things in mind while viewing these quotes…

  • Rates shown are from each carrier. Legally, the prices with each burial insurance company must be the same regardless of which agency or agent you buy from.
  • All of these quotes are consistent with someone who would answer no to all the health questions with each of these companies (except AIG).
  • We have access to many other insurance companies other than these 5. These are not your only options.
  • The tobacco prices you see only apply to someone who smokes cigarettes. Other types of tobacco or nicotine are eligible for non tobacco rates with certain companies.

Click here if you want to jump right to the male prices. We always show the female rates first.


Non Tobacco Female

Burial Insurance Rates For 83 Year Olds
$5,000$10,000$15,000$20,000
$62.26$121.31$180.36$239.41
Burial Insurance Rates for 83 Year Olds
$5,000$10,000$15,000$20,000
$68.01$133.41$198.81$264.21
Burial Insurance Rates for 83 Year Olds
$5,000$10,000$15,000$20,000
$68.05$132.60$197.15$261.70

 

Tobacco Female

Burial Insurance Rates For 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$85.70$168.20$250.70$333.20
Burial Insurance Rates For 83 Year Olds
$5,000$10,000$15,000$20,000
$88.75$174.85$260.96$347.06

 

Female No Health Questions

Burial Insurance Rates for 83 Year Olds
$5,000$10,000$15,000$20,000
$86.87$171.74$256.61$341.47

 


 

Non Tobacco Male

Burial Insurance Rates For 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$83.31$163.41$243.52$323.62
Burial Insurance Rates for 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$95.86$189.11$282.36$375.61
Burial Insurance Rates for 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$91.15$178.80$266.45$354.10

 

Tobacco Male

Burial Insurance Rates For 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$124.54$245.88$367.22$488.56
Burial Insurance Rates For 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$110.92$219.20$327.47$435.75

 

No Health Questions Male

Burial Insurance Rates for 83 Year Olds
$5,000
$10,000
$15,000
$20,000
$121.36$240.72$360.08$479.43

 

Finding The Best Burial Insurance At 83

You might be wondering…

How do I get the best final expense plan given that I am 83?

The good news is that it’s really simple.

To get the best burial insurance policy possible, you must utilize the services of an experienced independent final expense agency that represents at least 10 different insurance companies.

This sounds crazy because it seems all too simple, but allow us to explain why we say this.

First, only an independent agency can freely represent multiple insurance companies. Having access to many different carriers allows a company like Choice Mutual to shop and compare prices for you.

You know the saying. When businesses compete for your money, you win.

Well, there are dozens of life insurance companies on the market today that offer final expense life insurance to 83 year olds. Because they are all trying to beat each other, they invariably drive down the prices of the insurance.

Burial Insurance Rates for 83 Year Olds

This is great for you since it makes burial insurance cheaper. However, in order to take advantage of this competition, you must be able to compare prices from all of these companies to see which one is winning the battle.

That’s where an independent agency like us comes in. Since we work with all insurance companies, we can impartially evaluate all your options and match you with whatever insurance company offers you the best deal.

Now it’s important that you understand there is no cost when you allow an agency like us to help you get your burial insurance plan.

The insurance companies compensate us because we bring them customers they would otherwise not have. That’s why working with an independent agency does not cost you anything.

At the end of the day, the single greatest thing you can do to get the best burial insurance policy is find a highly experienced and independent agency.

 

Immediate Benefit Final Expense

By now, you may have been exposed to some burial insurance plans that impose a two year waiting period on everyone. Indeed, they are out there, but you do not have to accept a waiting period just because you are 83.

Here’s the deal

It is still very possible for you to get yourself into a new final expense insurance plan that has no waiting period whatsoever.

Whether or not you get an immediate benefit will depend on your overall health history.

In general, unless you have had cancer in the last couple of years, a heart attack in the last year, or some sort of very life threatening disease, you should be able to find a burial insurance plan that goes into effect right away.

At this point, you are probably wondering- how do you know if you can get into an immediate benefit or not?

Don’t worry; we are going to tell you.

Burial Insurance Rates for 83 Year Olds

Getting an immediate benefit all comes down to working with an experienced independent agency that has access to many different burial insurance companies.

We realize this sounds like a broken record, but it’s the truth. Getting the best price and getting an immediate benefit are both contingent upon working with an agency that can freely choose to place you with whatever insurance company that is best for you.

Every life insurance company has different underwriting, so they all accept and decline different health conditions.

This is why options are so key to getting an immediate benefit. For you to receive no waiting period, you must find an insurance company that freely accepts all your health conditions. Only an independent agency can find which insurance company does this.

 

The Bottom Line

Whether you work with us or another experienced final expense agency, you absolutely must work with a company that can shop and compare for you. This is especially true for seniors in their 80’s looking for final expense coverage.

Working with an independent agency will all but ensure you to get the best price, and likely get a plan that has no waiting period.

We would love the opportunity to help you with this. Final expense is all we do, and we have many different insurance companies we can sort through to find which one best suits you.

Please fill out the quote form with your phone number and we will call you shortly. You can also call us at 1-800-644-2926.

About ChoiceMutual.com
About ChoiceMutual.com

Choice Mutual works with all the top burial insurance companies throughout the nation to secure you the best price possible.

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