Below is a summary of final expense insurance programs in all 50 states, including D.C., including how many different burial insurance companies are available. You’ll also see the average cost of a funeral for your state and the cost of cremation so you can accurately determine how much coverage you’ll need.

 

a

Alabama
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,615
Cremation
$5,858
Read more about final expense policies in Alabama Learn about policies in Alabama
Alaska
Providers Available: Burial Insurance Companies Available: 21
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,835
Cremation
$5,812
Arizona
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Arkansas
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,912
Cremation
$5,890
Read more about final expense policies in Arkansas Learn about policies in Arkansas

c

California
Providers Available: Burial Insurance Companies Available: 22
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,835
Cremation
$5,812
Read more about final expense policies in California Learn about policies in California
Colorado
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Connecticut
Providers Available: Burial Insurance Companies Available: 22
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,985
Cremation
$7,023

d

Delaware
Providers Available: Burial Insurance Companies Available: 23
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103

f

Florida
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103
Read more about final expense policies in Florida Learn about policies in Florida

g

Georgia
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103
Read more about final expense policies in Georgia Learn about policies in Georgia

h

Hawaii
Providers Available: Burial Insurance Companies Available: 22
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103

i

Idaho
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,835
Cremation
$5,812
Illinois
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Indiana
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,280
Cremation
$6,120
Read more about final expense policies in Indiana Learn about policies in Indiana
Iowa
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,280
Cremation
$6,120

k

Kansas
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713
Kentucky
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713
Read more about final expense policies in Kentucky Learn about policies in Kentucky

l

Louisiana
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,615
Cremation
$5,858
Read more about final expense policies in Louisiana Learn about policies in Louisiana

m

Maine
Providers Available: Burial Insurance Companies Available: 22
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,912
Cremation
$5,890
Maryland
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,985
Cremation
$7,023
Massachusetts
Providers Available: Burial Insurance Companies Available: 20
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103
Michigan
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,985
Cremation
$7,023
Minnesota
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,280
Cremation
$6,120
Mississippi
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713
Read more about final expense policies in Mississippi Learn about policies in Mississippi
Missouri
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,615
Cremation
$5,858
Montana
Providers Available: Burial Insurance Companies Available: 19
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713

n

Nebraska
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Nevada
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713
New Hampshire
Providers Available: Burial Insurance Companies Available: 20
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
New Jersey
Providers Available: Burial Insurance Companies Available: 23
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,985
Cremation
$7,023
New Mexico
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,573
Cremation
$6,498
New York
Providers Available: Burial Insurance Companies Available: 5
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Read more about final expense policies in New York Learn about policies in New York
North Carolina
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,573
Cremation
$6,498
Read more about final expense policies in North Carolina Learn about policies in North Carolina
North Dakota
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103

o

Ohio
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713
Read more about final expense policies in Ohio Learn about policies in Ohio
Oklahoma
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,280
Cremation
$6,120
Oregon
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,912
Cremation
$5,890

p

Pennsylvania
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,835
Cremation
$5,812

r

Rhode Island
Providers Available: Burial Insurance Companies Available: 22
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,573
Cremation
$6,498

s

South Carolina
Providers Available: Burial Insurance Companies Available: 26
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,985
Cremation
$7,023
South Dakota
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103

t

Tennessee
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,755
Cremation
$6,713
Read more about final expense policies in Tennessee Learn about policies in Tennessee
Texas
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,615
Cremation
$5,858
Read more about final expense policies in Texas Learn about policies in Texas

u

Utah
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,912
Cremation
$5,890

v

Vermont
Providers Available: Burial Insurance Companies Available: 19
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Virginia
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,985
Cremation
$7,023

w

Washington
Providers Available: Burial Insurance Companies Available: 22
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103
Washington DC
Providers Available: Burial Insurance Companies Available: 0
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,835
Cremation
$5,812
West Virginia
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,023
Cremation
$6,103
Wisconsin
Providers Available: Burial Insurance Companies Available: 24
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$8,280
Cremation
$6,120
Wyoming
Providers Available: Burial Insurance Companies Available: 25
The Free Look provision grants the policyholder time to review their insurance policy and refuse it for any reason. If you cancel during this time, the insurance company will refund any paid premiums.
State Funeral Cost Average
Burial
$7,390
Cremation
$5,505
Anthony Martin
Anthony Martin
Choice Mutual CEO
Author
  • Nationally licensed life insurance agent with over 15 years of experience
  • Personal annual production that puts him in the top .001% out of all life insurance agents in the nation.

Anthony Martin is a nationally licensed insurance expert with over 15 years of experience and has personally served over 10,000 clients with their life insurance needs. He frequently authors entrepreneurial and life insurance content for Forbes, Inc.com, Newsweek, Kiplinger, and Entreprenuer.com. Anthony has been consulted as an expert life insurance source for dozens of high-profile websites such as Forbes, Bankrate, Reuters, Fox Business, CNBC, Investopedia, Insurance.com, Yahoo Finance, and many more.

Jeff Root
Jeff Root
Life Insurance Expert
Editor
  • Nationally licensed life insurance agent with over 19 years of experience
  • Best selling Amazon author.

Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.

David Duford
David Duford
Life Insurance Expert
Editor
  • Nationally licensed life insurance agent with over 14 years of experience
  • Best selling Amazon author of five insurance sales books.

David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.

Jeff Root
Jeff Root
Life Insurance Expert
Editor
  • Nationally licensed life insurance agent with over 19 years of experience
  • Best selling Amazon author.

Jeff Root is a nationally licensed life insurance expert with over 19 years of experience. He has personally helped over 3000 clients with their life insurance needs. Jeff is a best-selling Amazon author and the managing partner of a highly successful insurance brokerage that manages over 2,500 licensed insurance agents across the USA. He has been a featured life insurance source for prestigious websites such as Forbes, Bloomberg, MarketWatch, Nerdwallet, and many more.

David Duford
David Duford
Life Insurance Expert
Editor
  • Nationally licensed life insurance agent with over 14 years of experience
  • Best selling Amazon author of five insurance sales books.

David Duford is a nationally licensed insurance expert with over 14 years of experience. He has personally helped more than 15,000 clients buy life insurance. David has been featured as an expert source for highly authoritative publications such as A.M. Best and Insurancenewsnet. He also runs one of the largest Youtube channels to help aspiring insurance agents serve their clients better.

Article Published
07/22/2022
Article History Added
04/25/2025
History feature implemented
minor Update
04/25/2025
We moved some of the content to the top of the page directly under the title of the article.